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    Criteria* Salaried
    Age 23 years - 58 years.
    Net Salary** Salaried individuals with minimum monthly income Rs.30,000
    Total years in job/profession 2 Years
    Years in current residence 1 Year

     

    **The minimum salary requirement will differ depending on the profile (Type of employer, having relationship with ICICI Bank etc.) of the customer.

     

    Criteria* Self Employed
    Age 28 years (self employed individuals) and 25 years (for doctors); Maximum age - 65 years
    Minimum Turnover Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials
    Minimum Profit After Tax Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals as per audited financials
    Business Stability In current business for at least 5 years and minimum 3 years for doctors
    Existing relationship with ICICI Bank Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as required

     

     

     

    Note:

    * Conditions apply

    ICICI Bank provides Personal Loans to self employed individuals under Business Installment Loan

     
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