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Flexible options

Flexible options

Loan with easy and flexible EMI repayment

Loan up to 100% of on-road price

Loan up to 100% of on-road price

Enjoy convenient service and skip the queues when you log a request online.

Convenient process

Finance available for electric two-wheelers

Explore attractive & affordable electric two-wheeler loan and financing options.

Minimal Documentation

Minimal Documentation

Get your loan process faster with minimal documentation requirements.

Get your Two-Wheeler Loan now

  • 01.Select your two-wheeler and model
  • 02. Customize your loan
  • 03. Complete your personal details
  • 04. Get quick sanction

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Two Wheeler Loan - Interest, Fees, Documentation and Eligibility Criteria

Two Wheeler Loan - Interest, Fees And Documentation

Rate of interest: 10.50%* to 20.00%* per annum

Loan Processing and Documentation Charges: Non-premium and Premium Vehicles - 4.75% of Loan amount + applicable GST.
Super Premium Vehicles - 3.5% of loan amount + applicable GST

Tenure: 12 months to 36 months

Documents required: Salary slip/Form 16 (for Salaried), ITR (for Self-employed) and Bank statement of the last 3 months, KYC document-valid Identity proof and Residence Proof, any other document as may be required by ICICI Bank.

*Reducing rate

Two Wheeler Loan Eligibility Criteria

To apply for a Two Wheeler Loan, following are the requirements 

Age: 21 to 65* years of age

Employment type: Salaried or Self-employed

Credit score: -1, >=700

Nationality: Indian

*Maximum age at loan maturity

Two Wheeler Loan FAQs

What is a Two-Wheeler Loan?

A two wheeler loan enables you to buy a motorbike or scooter of your choosing and pay for it in equated monthly instalments (EMIs). We offer Two Wheeler Loans to both salaried and self-employed individuals.

How can I apply for a Two-Wheeler Loan?

You may apply for a Two Wheeler Loan in the following ways::

  • Visit your nearest ICICI Bank Branch
  • Visit the dealership store of the Two Wheeler you are interested in and connect with our ICICI Bank Representative.
  • Apply digitally on our ICICI Bank Internet Banking website. Available only for our pre-approved customers

What will be the EMI on a Two Wheeler Loan?

ICICI Bank provides customers with attractive Two Wheeler Loan Interest Rates with EMIs as low as Rs 36* per 1000. With instant sanction and disbursement options, availing a Two-Wheeler Loan with ICICI Bank is a smooth process.

What will be the maximum amount can I avail on Two Wheeler?

The maximum amount you can avail is 100% of the on-road price of your two wheeler.

What will be the Interest Rate on a Two Wheeler Loan?

ICICI Bank provides customers with attractive Two Wheeler Loan Interest Rates with EMIs as low as Rs 36* per 1000. With instant sanction and disbursement options, availing a Two-Wheeler Loan with ICICI Bank is a smooth process.

How can you avail 100% bike loan finance?

100% Two Wheeler Loan Finance can be availed by ICICI Bank pre-approved customers. We also offer the same to prospective buyers based on proof of income.

Who can apply for an ICICI Bank Two Wheeler Loan?

Our Two-Wheeler Loan eligibility is for anyone above the age of 21. Click here to view the documentation.

Two-wheeler Loan Blogs