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Family Banking
Family Banking is a product in which individual members of a family can group their respective relationships (Savings Account, Fixed Deposit, Recurring Deposit) under a single ID called the 'Family ID'. ICICI Bank Family Banking lets your family enjoy all the benefits of Privilege Banking. All you have to do is link your family members' accounts with your Privilege Savings Account.
Help your entire family enjoy the advantages of our special services through Privilege Banking. You need to maintain a lower minimum monthly average balance at the family level. Each family member doesn’t need to maintain minimum balance individually.
Family Banking provides you with following benefits:
Lower minimum balance requirement at individual customer level
The minimum Monthly Average Balance (MAB) required to be maintained at the Family ID level is much lower than the MAB required to be maintained at the individual CUST ID level by each of the family members to avail of the same product benefits.
Access to superior benefits for the entire family
Family Banking makes the superior product benefits of Privilege Banking available to all the members of your family while the required minimum balance can be maintained in any one of the accounts.
Flexibility to maintain balances across account
You now have the flexibility of maintaining the required minimum balance in any one (or more) of the accounts that members of your family hold with ICICI Bank.
Single Family Bank
All your banking needs can now be catered to by a single 'Family' bank.
There are two variants of Family Banking
| Titanium Privilege Family | Gold Privilege Family |
|---|---|
| Dedicated Branch Relationship Manager | Free payable-at-par cheque book |
| Priority Services at all ICICI bank branches and through customer care | Jump Queue in ICICI Bank branches |
| International VISA Titanium Debit Card with higher daily withdrawal limit of Rs.1,00,000 and spend limit of Rs.1,50,000 | International VISA Gold debit card with higher daily withdrawal and spend limit |
| Waiver of annual fee for debit card | Waiver of annual fee for debit card |
| Free usage of multi-city cheque book | Waiver of Demand Draft / Pay Order charges for up to Rs.1,00,000 per day |
| Free physical monthly account statement | Waiver of Anywhere Banking charges across all ICICI Bank branches |
| Complete waiver of Demand Drafts / Pay Orders charges | Priority processing through ICICI Bank Customer Care |
| Waiver of Anywhere Banking charges across all ICICI Bank branches | Discount on annual fee for Safe Deposit lockers |
| Discount on annual fee for Safe Deposit lockers | Preferential rates for Gold Coins |
| Preferential rate on purchase of ICICI Bank Pure Gold | Better rates for Foreign Exchange Services |
| Preferential rates on purchase of foreign exchange with a complete waiver on commission charges | Special asset deals from time to time |
| Special asset deals from time to time | |
| Nomination facility is available | Subject to FD of minimum Rs.5 lac under the same Family ID. |
Individual customers under the Family ID will continue to get the benefits accrued from their respective accounts with ICICI Bank.
