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Gold Debit Card

All Privilege Banking Customers are now eligible for Gold Debit Card. Enjoy Gold privileges while shopping with your ICICI Bank Smart Shopper Gold Debit Card. Avail attractive discounts for shopping, dining and more while you continue to enjoy all the benefits that are yours with the ownership of an ICICI Bank Debit card. The Gold Card entitles you to a high cash withdrawal and transaction limit.

ICICI Bank Smart Shopper Gold Debit Card Benefits:

Platinum Privileges

Enjoy Visa Platinum Privileges. Click here for more details.

High withdrawal limit & transaction limit

Enjoy a high cash withdrawal limit (w.e.f. December 1, 2012) of Rs. 75,000 per day and transaction limit of Rs. 1,25,000 per day (w.e.f. July 20, 2013).

Online transactions

You can use your ICICI Bank Privilege Banking Gold Debit Card on the internet for buying travel or movie tickets, paying your bills and much more. All you need to do is register yourself for " Verified by VISA". Online transaction limit per day (w.e.f. July 20, 2013) for ICICI Bank Privilege Banking Gold Debit Card is Rs. 1.25 lac. 

Zero Surcharge on Fuel Purchases

Fuel surcharge would not be applicable for the transactions done on ICICI Bank swipe machines at selected government fuel petrol outlets (HPCL/ IOCL/ BPCL).

ICICI Bank Debit Card holders who transact on Non-ICICI Bank swipe machines at any fuel petrol outlet would be levied surcharge amount at the discretion of the member/ acquiring bank and the surcharge shall be reversed once we receive the refund from the respective acquiring bank.

For list of fuel outlets pumps where surcharge will not be levied, click here.


Air Accident insurance of Rs. 15 lac, personal accident insurance of Rs. 5 lac and purchase protection of Rs. 1 lac, Click Here

Zero Liability Protection

The ICICI Bank Smart Shopper Gold Debit Card comes with the added security of Zero Liability, a unique feature which protects your debit card against unauthorised purchases on loss, theft or misplacement. All you need to do is call our 24-hour Customer Care within 15 days to report loss or misuse and provide the necessary documents. The balance in your account will be restored.

Effective August 1, 2011, the Terms and Conditions of Zero Liability Protection on your Debit Card is changing. Click here for more details.

Better tracking

Receive instant SMS alerts on transaction made on your Smart Shopper Gold Card.


Earn 1° points on every Rs 200 spent at merchant establishment in India. You can earn points as follows:

You can earn points as follows:

  At merchant establishment in India At Indian Websites At merchant establishment located outside India
PAYBACK points per Rs. 200 1 1 10


Note: You will not earn reward points on Mutual fund, Telecom, Education, Utilities, Insurance premium, Government Payment, Fuel and Post Office payment made through your ICICI Bank Debit Card.

Itemized billing

Your ICICI Bank Smart Shopper Gold Debit Card allows you to track your spends on a regular basis. The details of the purchases made on your card, along with the date, merchant's name and amount are mentioned in your bank statement.

*2.5% surcharge waived on fuel spends of Rs.400 and above, at HPCL petrol stations. Applicable only when ICICI Bank Smart Shopper Gold Debit Card is swiped on ICICI Bank terminals.