Want us to help you with anything?
Request a Call back
List of documents required to apply for a Home Loan
| Documents | Salaried | Self employed professional | Self employed non professional |
|---|---|---|---|
| Application form with photograph duly signed |  |
|
|
| Identity, address and age proof | |
|
|
| Bank statements of last 6 months | |
|
|
| Salary slips of last 3 months | |
||
| Processing fee cheque | |
|
|
| Form 16/ Income Tax Returns | |
|
|
| Proof of Business existence | |
|
|
| Business profile | |
||
| Education qualification certificate and Proof of Business existence | |
||
| Income Tax Returns (ITR) of last 3 years with computation of income | |
|
|
| Last 3 years CA certified/audited Balance Sheets and Profit & Loss Statements | |
|
While applying for a Home Loan at ICICI Bank, you need to submit the following documents based on your employment type:
For salaried individuals:
- Aadhaar Card, Passport, Voter ID or any other government issued ID for identity proof
- Utility bills, Passport, Aadhaar Card or Voter ID for address proof
- Form 16, Salary slips of last 3 months and Bank statements of last 6 months
- Sale deed, Title deed, approved building plan and other occupancy documents
- Recent passport size photographs
- Duly filled and signed loan application form
For self-employed individuals:
- Aadhaar Card, Passport, Voter ID or any other government issued ID for identity proof
- Utility bills, Passport, Aadhaar Card or Voter ID for address proof
- Audited financial statements of last 2 years including Balance Sheets and Profit & Loss Statements. ITR documents will also be required
- GST registration, trade licence, partnership deed, Articles of Association, SEBI registration certificate and ROC registration certificate
- Bank statements of last 6 months
- Recent passport size photographs
- Duly filled and signed loan application form.
Post closure of loan, documents required for handover of original property documents
- Power of Attorney format for collection of original property documents
- In case of death of Loan Account holder:
- Request letter from the Legal Heir/ Claimant/ Nominee(s) for handover of property documents
- Letter of relinquishment for relinquishing right (Nominee/ Legal heir) in favour of Legal Heirs/ Nominees/ surviving owners for handover of property documents.
Fees and Service Charges
ICICI Bank offers higher home loan eligibility and lower EMIs at attractive interest rates in india. Please click here to know more about fees and service charges applicable for ICICI Bank Home.
Missed call number 9022499400
Popular FAQs
Which documents are required for availing a Home Loan?
KYC documents like Aadhaar Card, PAN Card and Passport along with proof of age and signature are required for availing a Home Loan. Salaried applicants should provide Salary slips and Bank statements while Self-employed individuals need to submit Business stability proof and a Business profile. Passport size photographs are required for all applicants, ensuring a comprehensive documentation process for a Home Loan application. A few essential documents are required for handover of original property documents post loan closure.
Which documents are required to avail a Home Loan without ITR?
Only pre-approved customers can apply for a Home Loan without ITR. Apart from this, applicants need to provide KYC documents like Aadhaar Card, PAN Card, age and signature proofs, salary slips (for salaried individuals) and Bank statements. Self-employed applicants should provide Business stability proof and a Business profile. These documents could play a vital role in facilitating a Home Loan application process even without ITR. It is best to get in touch with the Bank representatives directly if you don’t have a Pre-approved offer.
Can I get a Home Loan without any documents?
No. There are certain documents which are required to process a Home Loan. However, existing ICICI Bank customers can enjoy the benefit of reduced documentation.
