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2 mins Read | 5 Years Ago

Are Gold Coins A Good Investment – Knowing The Benefits Of Investing In Gold

Are Gold Coins A Good Investment

Indians, in general, have a great affinity towards buying gold jewellery - from investments to special occasions, gold is popular in India. This article gives you an insight into the benefits of investing in gold coins.

In India, people buy gold for various reasons from investment to jewellery. The flashy yellow metal is not just about bling, but also offers significant returns on your investment. Historically, the value of gold has appreciated with time, which makes it an extremely rewarding metal to invest. Let us look at the various benefits of investing in the yellow metal.

Demand is high

Gold as an investment is the oldest form of investment known to mankind. This shows that there is always a demand for gold, which makes it an attractive investment proposition that can fetch money in case of an emergency. The gold coins promise quick liquidity.

Excellent returns on investment

Several investment experts have corroborated that at least 5-10% of your investment portfolio must be invested in gold. This not only helps you have a diversified portfolio, but also helps you balance the risk. The gold prices often go up when the value of other assets like bonds and stocks falls. So, no matter if you buy gold online or buy it from a bank, investing in gold coins will ensure that you get valuable returns even during the low phases.

Transparency in pricing

When you buy gold from a local jeweller, the price can be an issue as you can never be sure about the gold content. However, when you buy gold coins online, you can be sure that you get the best quality gold and the pricing is right. This is because, the price of gold coins is regulated by Metals and Minerals Trading Corporation (MMTC), a Government of India body, which ensures transparency in pricing.


All gold coins minted in the Indian Government mint and sold in India are certified as per the Bureau of Indian Standards (BIS) Hallmark. This means that when you invest in gold coins, you can be sure to get 24-karat gold with 99.9% purity.

Easy to monetise

When you try to sell your gold jewellery or gold bars, you may have to bear the fees. This is because the gold must be melted, checked for its purity and reshaped so that it can be reused. Besides, there is uncertainty about finding the right buyer who could buy all the gold you want to sell. However, with gold coins, you need not have to worry about selling in the open market; you sell the coins to MMTC. MMTC has a buy-back option for gold coins.

Investment flexibility

One of the most significant benefits of buying gold coins from banks is that you can invest as per your spending capacity. You can buy gold in smaller quantities like coins of 5 grams, 10 grams or more as per your choice. Thus, you have the flexibility to invest at any time you want and any amount you wish to; there is no fixed limit as to the minimum amount you must invest.

No risk of fake gold

When you invest in gold coins, you can be assured of the quality of the metal. The gold coins in India come with advanced security and anti-counterfeit features; every pack of coin has a unique barcode and serial number.

So make the smart investment decision by investing in gold.




The contents of this document are meant merely for information purposes. The information contained herein is subject to updation, completion, revision, verification and amendment and the same may change materially. The information provided herein is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would (by reason of that person‘s nationality, residence or otherwise) be contrary to law or regulation or would subject lClCl Bank or its affiliates to any licensing or registration requirements. This document is not an offer, invitation or solicitation of any kind to buy or sell any security and is not intended to create any rights or obligations. Nothing in this document is intended to constitute legal, tax, securities or investment advice, or opinion regarding the appropriateness of any investment, or a solicitation for any product or service. Please obtain professional legal, tax and other investment advice before making any investment. Any investment decisions that may be made by you shall be at your sole discretion, independent analysis and at your own evaluation of the risks involved. The use of any information set out in this document is entirely at the recipient's own risk. The information set out in this document has been prepared by ICICI Bank based upon projections which have been determined in good faith by lClCl Bank and from sources deemed reliable. There can be no assurance that such projections will prove to be accurate. lClCl Bank does not accept any responsibility for any errors whether caused by negligence or otherwise or for any loss or damage incurred by anyone in reliance on anything set out in this document. The information set out in this document has been prepared by ICICI Bank based upon projections which have been determined in good faith and sources considered reliable by lClCl Bank. In preparing this document we have relied upon and assumed, without independent verification, the accuracy and completeness of all information available from public sources or which was provided to us or which was otherwise reviewed by us. Past performance cannot be a guide to future performance. 'lClCl ' and the 'I-man' logo are the trademarks and property of lCICl Bank. Misuse of any intellectual property, or any other content displayed herein is strictly prohibited.

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