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2 mins Read | 5 Years Ago

Tips on how to achieve your financial goals


While planning your finances, it is essential to start off with small investments. Small investments help to reach small milestones, thus trigger to save further and automate the bigger plan. Achieving your financial goals within the time span may at times be difficult but not impossible.

Here are a few ways on how to set goals and achieve them

Frame a detailed plan- Self-analyse yourself and decide a time frame for your goal to be accomplished. The tenure for financial goals should be flexible as we are not aware of what the future has in store for us. Have a long-term and a short-term goal as well.

Chalk out a realistic plan- Be realistic when you prepare a plan to achieve financial goals or you may end up setting aside your entire income as investments. Have small beginnings, accomplishing which will motivate you to go for the bigger ones.

Automate your savings from your bank account- Automating savings will inculcate a habit of spending wisely about what you need and not what you want. Allocate a certain amount for your goal and automate your deductions thereby locking your moves towards your financial goals.

Keep your funds invested- It can be very tempting to spend available funds, but proper investments can help you achieve your short-term goals easily. Like some may have a short-term plan of a trip to a nearby foreign country or owning an elegant piece of jewellery that you have been eyeing for your special day. These short-term financial goals can be easily available with the help of flexible recurring deposit like iWish.

Ways how iWish can help you achieve goals

iWish is a flexible recurring deposit for Savings Account holders of ICICI Bank without any extra fees. This is one of the best investments where you can select your goal, fix the amount you wish to set aside for your dream and select a tenure for the investment.

iWish RD gives you the flexibility to save any amount at any time and achieve your goals effortlessly.

To conclude

Achieving goals is a matter of planning. You can also look for different investment trackers like ICICI Bank Recurring Deposit calculator that help you track the current interest rates on RD. These trackers also help you to know the amount that needs to be invested for achieving your financial goals.



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