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Privilege Banking Programme
Your Family’s Lifelong Banking Companion!
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Exclusive Programme Privileges
Privileges for You
Privileges for Your family
Privileges for Your business
Privileges on Loans
Privileges on Investment
Rewarding privileges for You
- Dedicated Relationship Manager for your complete Banking requirements
- Flexibility to maintain account balance across Personal, Business & Family Accounts
- Special Rates on Remittance
- Premium Credit, Travel & Debit Card
- Complimentary Accidental Insurance up to Rs. 40 lakhs.
Unmatched Privileges for Your Family
- Programme Benefits extended to family members
- Savings Account with Debit Card & Chequebook for young children
- Campus Power solutions for Higher Education needs
- Golden Years solutions for Senior Citizens with priority assistance
Best in class Privileges for your Business
- No Minimum Balance required if Total Relationship Value is maintained
- Grouping benefits provided across Current & Savings Account
- Flexibility to choose Account Number
- View/Transact with a Single Login for Current & Savings Account
- Smart Current Account with Higher Free Transaction Limits
- Single Current Account for Domestic & International transactions
- Complimentary Gold Business Debit Card.
Exceptional privileges on Loans
- Home Loan & Car Loan with Processing Fee Waiver
- Personal Loan, Business Instalment Loan & Car Loan at preferential Interest Rates
- Education Loan for India and Overseas at attractive Interest Rates.
Special privileges on Investments
- No Account Opening & Annual Maintenance charges for first year on Demat Account
- Brokerage Benefit up to Rs. 24,999 on Demat balance transfer
- Mutual Fund investments across all 32 AMCs
- Regular income through Golden Years FD & Monthly Income FD for senior citizens
- Government-backed Savings Scheme for Senior Citizens (SCSS).
Explore our range of cards
Sapphiro Credit Card
Joining fee: 6,500 + GST
Annual fee: 3,500 + GST
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Joining benefits up
to Rs 9,000
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Reward Points on International
and Domestic spends
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4 complimentary Domestic and 2
International Lounge visits per quarter
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Complimentary membership to DreamFolks
Membership Programme
Amazon Pay Credit Card
Joining fee: NIL
Annual fee: NIL
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No Limit & Expiry Date on the
rewards earned using the Card
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Rewards earned can be used to make
purchases from Amazon Pay partner merchants
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No cost EMI for 3 & 6 month EMI
options on Amazon.in
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1 Reward Point + Re 1 automatically
credited as Amazon Pay Balance
Titanium Debit Card
Joining fee: NIL
Annual fee: NIL
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Domestic Cash Withdrawal
limit: Rs 100,000
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Domestic Transaction limit:
Rs 500,000 (POS or E-Com)
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Zero Surcharge on Fuel
Purchases
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EMI on Debit Card
facility
Titanium Family Debit Card
Joining fee: NIL
Annual fee: NIL
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Domestic Transaction limit:
Rs 300,000 (POS or E-Com)
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Buy 2 get 2 free, on movie
tickets from BookMyShow
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Birthday dining offer & minimum
15% discount at select restaurants
Gold Business Debit Card
Joining fee: NIL
Annual fee: NIL
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Daily Domestic Cash Withdrawal
Limit of Rs 1,00,000
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Daily Domestic Transaction Limit of
Rs 3,00,000 (POS or e-com)
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Zero Surcharge on Fuel
purchases.
Multicurrency Forex Prepaid Card
Joining fee: NIL
Annual fee: NIL
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Contactless transactions with 15
currency options in a Single Account
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Enhanced security and convenience
of faster transactions
Sapphiro Forex Prepaid Card
Joining fee: Rs 2,999 + GST
Annual fee: Rs 999 + GST
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Joining benefits of
Rs 10,000
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No mark-up charges on cross-currency
transactions across 15 currencies
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2 complimentary lounge visits
per quarter
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5% cashback on all Airlines and Hotel
spends, up to Rs 3,000
Privilege Banking services at your fingertips
iMobile
Pay
Fund Transfers, UPI, investments, bills payments, instant Loans & other banking services on the move
InstaBiz
App
Loans, Fund Transfers, GST, bill payments & other business banking needs on the go
Retail Internet
Banking
Fund Transfers, bill payments, access Accounts and manage your finances from anywhere, anytime
Corporate Internet Banking
Round-the-clock bulk payments, Tax payments, utility bill payments, Trade Services and more
Banking Relations Considered
| Deposits@ Â Â Â Â Â Â Or | Assets* Â Â Â Â Â Â Or | Investments## |
|---|---|---|
| Savings Account: Rs. 1 lakh | Home Loan/Loan Against Property: Rs. 50 lakh | Demat Equity Balance: Rs. 10 lakhs |
| Or | Or | Or |
| Current Account: Rs 3 lakhs | Secured Loans#: Rs 10 lakhs | Monthly Forex: $20,000 |
| Or | Or | Â |
| Savings Account + Current Account + Fixed Deposit: Rs. 5 lakhs | Unsecured Loans**: Rs 5 lakhs | Â |
| Â | Or | Â |
| Â | Education Loan: Rs. 10 lakhs | Â |
| Â | Or | Â |
| Â | Credit Card Limit: Rs 4 lakh | Â |
| Â | Or | Â |
| Â | Commercial Vehicle Loan: Rs 25 lakhs | Â |
- @ Monthly Average Balances to be considered
- *Disbursed amount to be considered for Loan relationship
- ## Equity Balances to be considered for Demat relationship
- #Secured Loans: Auto Loan, Business Loan, Commercial Vehicle Loan, Two-wheeler Loan, Kisan Credit Card, Jewel Loan, Commercial Business Funding, Farm Equipment & Inventory Funding, Kisan Kalp Vriksha and Rural Business Card
- **Unsecured Loans: Personal Loan.
Privilege Banking FAQs
I am an existing ICICI Bank Savings/Current Account holder. Can I enrol myself for Privilege Banking Programme?
Yes, you can upgrade yourself to the Programme by filling up the Upgrade Form
Can I enrol myself for Privilege Banking Programme if I am not an existing ICICI Bank Savings/Current Account holder
Yes, you can enrol for the Programme. You have to open either a Programme linked Savings Account or Current Account.
Can I extend Privilege Programme benefits to my family members?
Yes, you can extend the benefits of Privilege Banking Programme to your family members by filling up the Grouping Form.
