No Frills Accounts

The account is available only for resident Indians above the age of 18 years. The Account is not available to individuals in the capacity of HUF Kartas . NRIs and foreign nationals are not eligible for this Account.

To open a No Frills Account, you will require the following documents

• Introduction from an existing customer (along with telephone number) maintaining satisfactory conduct in the account as per the bank.
• In the absence of introduction, you can submit any of the below documents as a certification of identity
  • A letter with all the particulars issued by :
  • Business Correspondent
  • Micro Finance Institution (MFI)
  • Block Development Officer
  • Head of Village Panchayat
  • Post Master of the concerned post office, or
  • Any other public functionary known to the Bank
• Voter ID card
• Aadhaar letter (card) issued by Unique Identification Authority of India (UIDAI)
• Handwritten Ration Card with photograph of applicant *
• Any other Identity proof or Address proof document can be submitted, subject to the Bank's satisfaction

* Ration Card, printed or handwritten, is not acceptable as a KYC document if there is a remark on the card that -“Ration card is only to be used for purpose of drawing ration and not for any other purpose” or any such similar remark.

• To open a No Frill Account as a beneficiary under the Indira Gandhi National Old Age Pension Scheme (IGNOAPS) you need to submit proof confirming the same.