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BizSavings Account
Simplified Banking for Self Employed
Variants
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Banking Benefits
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Benefits for Family
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Wealth Management
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Lifestyle Offers
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Eligibility Criteria
Banking Benefits
- Freedom from account balance maintenance in your current account or families’ savings account linked to ICICI Bank family ID. Relationship balances taken across Current, Savings and Fixed Deposit accounts all family linked accounts.
- Dedicated Relationship Manager who will cater to all of your business & family banking needs
- Upto 50% Processing fee waiver on loans*
- Locker facility with up to 40% discount on annual rentals
Benefits for Family
- Delight your family with features & benefits the you enjoy as a BizSavings customer can be extended to upto 4 members of your family as well. Speak to your relationship manager to adding the account of your family members to your family ID
- Comprehensive protection with MWPA (Married Woman Protection Act) & health plan for your entire family, available digitally
- Senior Citizen Insurance (Enrollment for upto 74 yrs.), covers covid
- Plan well for your kid’s future education with loan solution for institution in India & Overseas
- Plan ahead to secure your families future with succession & estate planning solutions
Wealth Management
- With ICICIdirect Prime membership you will now get same day pay out
- Waiver on Trading Account opening fee and first year Demat Annual Maintenance Charges*
- Invest in Global Markets by subscribing to Global Advantage Plans & give your portfolio the ultimate flexibility with diversification
- Conveniently do outward remittance online 24*7 using Money2World platform with preferential rates on forex*
Lifestyle Offers
- Emerald Credit Card with Spend based waiver on Fee with complementary Domestic / International lounge, Complimentary rounds of golf, 24x7 Concierge Service & 1% fuel surcharge waiver <>
- Complimentary membership for Times Prime for 12 months, which provides access to multiple offers across premium shopping, dining, lifestyle brands for quality moments with your entire family
- Experience best class shopping with 10% instant discount every month on minimum shopping of Rs. 10,000 at Tata CLiQ or Tata CLIQ Luxury app or website www.tatacliq.com, www.luxury.tatacliq.com
- Handpicked luxury hotels at flat discount of 10% or Rs. 2K on any deals from Luxury Escapes app
- Plan your legacy with our special offers on “Will” drafting services by Universal Trustee
Eligibility Criteria for Titanium Variant
- Individual Balance of Rs. 2 Lac in the Savings account
- Individual Balance of Rs. 5 Lac in a Current Account
- A minimum Average Quarterly Balance of Rs. 5 Lac in a Savings Account & Current Account
- A minimum Average Quarterly Balance of Rs. 15 Lac in a combination of Savings Accounts, Current Account and Fixed Deposit
Note: Average Balance maintenance is calculated on a Quarterly basis. If the same is not maintained then the family benefits will be delinked and the average balance maintainence requirement of individual accounts will need to be adhered to.
-
Banking Benefits
-
Benefits for Family
-
Wealth Management
-
Lifestyle Offers
-
Eligibility Criteria
Banking Benefits
- Freedom from account balance maintenance in your current account or families’ savings account linked to ICICI Bank family ID
- eRelationship Manager who will cater to all of your business & family banking needs
- Upto 50% Processing fee waiver on loans*
- Locker facility with up to 20% discount on annual rentals
Benefits for Family
- Delight your family with features & benefits the you enjoy as a BizSavings customer can be extended to upto 4 members of your family as well. Speak to your relationship manager to adding the account of your family members to your family ID
- Comprehensive protection with MWPA (Married Woman Protection Act) & health plan for your entire family, available digitally
- Senior Citizen Insurance (Enrollment for upto 74 yrs.), covers covid
- Plan well for your kid’s future education with loan solution for institution in India & Overseas
- Plan ahead to secure your families future with succession & estate planning solutions
Wealth Management
- With ICICIdirect Prime membership you will now get same day pay out
- Waiver on Trading Account opening fee and first year Demat Annual Maintenance Charges*
- Invest in Global Market by subscribing to Global Advantage Plans & give your portfolio the ultimate flexibility with diversification
- Conveniently do outward remittance online 24*7 using Money2World platform with preferential rates on forex*
Lifestyle Offers
- Amazon Pay ICICI Bank credit card you can earn 5% back on Amazon.in for Amazon Prime customers* <>
- Business travel made convenient with flat rate during your stay in Ginger Hotel Complimentary Breakfast and one major meal i.e. lunch or dinner
- Rent your property from the comfort of your home with discounted rental from NoBroker For Rental Guarantee Plan: 8% of the monthly rent & No Rental Guarantee Plan: monthly fee of Rs. 799/-
- Comprehensive solution from GPK Business Consultancy with 30% discount on taxation, FEMA, US Tax and more specialized series
- Plan for your kids’ education well with no cost EMI on Byju’s courses with ICICI Bank Credit Card
*Earnings will be in the form of Amazon Pay balance. Eligibility criteria
Eligibility Criteria for Gold Variant
- Individual Balance of Rs. 50,000 in the Savings account
- Individual Balance of Rs. 1 Lac in a Current Account
- A minimum Average Quarterly Balance of Rs. 1 Lac in a Savings Account & Current Account
- A minimum Average Quarterly Balance of Rs. 5 Lac in a combination of Savings Accounts, Current Account and Fixed Deposit
Note: Average Balance maintenance is calculated on a Quarterly basis. If the same is not maintained then the family benefits will be delinked and the average balance maintainence requirement of individual accounts will need to be adhered to.
BizSavings Account FAQs
What are the charges of current account?
To get complete details of service and charges for current account click here
What are the benefits of current account available under BizSavings account?
There is various type of Smart Business Account which are available to meet all your business requirement. To get complete details for Current Account and its benefits and features click here.
What are the charges for non-maintenance of balance at in BizSavings Account?
There are no charges for non-maintenance in BizSavings Account.
Balance is required to be maintained at family ID level for BizSavings Account and if the required average balance as per product type i.e. Gold or Titanium is not maintained for a quarter the family will delinked
