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      Benefits and Features of Regular Savings Account

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      Instant Account Opening
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      Get Exciting Offers And Discounts
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      Earn Reward Points On Your Debit Card
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      Secure Internet Banking And Mobile Banking
      15,000+ ATMs All Over India

      Get more from your Savings Account

      Debit Card Benefits

      Debit Card
      Benefits

      Use your Titanium Debit Card to withdraw cash from any ATM. Use it online or at any Visa/Mastercard machine for shopping

      Daily cash and withdrawal limit, as per your account variant.

      Earn Reward Points On Your Debit Card

      Earn Reward Points On Your Debit Card

      Manage your Savings Account from anywhere, anytime, using Internet Banking, iMobile Pay app and ATMs

      Maximise Your Returns

      Maximise Your Returns

      The Money Multiplier FD can help you earn a higher interest by setting a balance limit, above which the money in the Savings Account will get converted into a Fixed Deposit, on request.

      Types of Fixed Deposits (FD)

      • ANYWHERE
        BANKING

      • NOMINATION
        FACILITY

      • SAVINGS ACCOUNT
        PORTABILITY

      • VALUE ADDED
        BENEFITS

      ANYWHERE BANKING

      • Use ATMs Of Any Other Bank, Freely For Cash Withdrawal And Other Transactions*
      • Direct All Your Queries And Instructions To Our Customer Care
      • Do Your Banking From Any ICICI Bank Branch, Anywhere
      • Pay Bills From The Comfort Of Your Home Or Office, With Our Bill Pay Facility.
      • (*First five transactions (inclusive of financial and non-financial transactions) in the month are free. Thereafter, charges are applicable.)

      NOMINATION FACILITY

      • You May Nominate A Person As Beneficiary To Your Account
      • Nomination Facility Available For Bank Deposits
      • Only One Nominee Is Allowed For A Deposit Account, Whether Held Singly Or Jointly
      • A Legal Guardian Operating A Minor’s Account Can File A Nomination On The Minor’s Behalf
      • Applicants can nominate by filling up the form prescribed under the Banking Companies (Nomination) Rules, 1985
      • The Nomination details can be changed during the subsistence of the account relationship by filling the form prescribed under the Banking Companies (Nomination) Rules, 1985.

      SAVINGS ACCOUNT PORTABILITY

      • You Can Request To Transfer Your Savings Account From One Branch Of ICICI Bank To Another Through Internet Banking, Our Customer Care Or Submit A Written Request To The Nearest ICICI Bank Branch.

      VALUE ADDED BENEFITS

      • Experience Convenient Banking And More, Only With An ICICI Bank Savings Account. Learn More About The Other Benefits That You Can Get With Your Savings Account, By Clicking Here. Terms And Conditions Apply.

      Regular Savings Account FAQs

      Expand All | Collapse All

      How is the minimum Monthly Average Balance (MAB) calculated?

      The Monthly Average Balance (MAB) is calculated on a simple average of day-end balances for a calendar month. The MAB is calculated by adding the closing ledger balance of the account of each day from the start of the month to the end of the month. Then the total sum amount is divided by the number of days in that month.

      I need to change the zip or postal code updated in my address?

      For change of zip or postal code of the communication address updated in your account, you may call our Customer Care from your registered mobile number between 7:00 a.m. and 9:00 p.m. To know the local Customer Care numbers, please click here

      What are the documents required for opening a Savings Account?

      Documents Required for Opening Saving Account

      Identity and Address Proof

      • Passport
      • Aadhaar
      • Driving License
      • Voter ID
      • NREGA Job Card
      • Letter from the National Population Register

      PAN Card issued in India is no longer considered as a valid identity proof

      Communication Address Proof

      If the above address proof does not contain a communication address, then the following documents can be considered as a proof of address. In such cases, the customer will have to update the Officially Valid Documents (OVD) with a communication address and submit it to the Bank within 3 months of opening the account.

      • Utility Bill, which is not older than 2 months (electricity, telephone, post-paid mobile phone, piped gas, water bill).
      • Property Tax Bill or Municipal Tax receipt, which is not older than one year.
      • Letter of Allotment for accommodation from an employer, issued by the State Government or Central Government Departments, statutory or regulatory bodies, Public Sector undertakings, Scheduled Commercial Banks, financial institutions and listed companies.
      • Leave and Licence Agreement with any of the above employers. The agreement must contain the customer’s name as the employee.
      • Pension or family pension payment orders issued to retired employees by Government departments or Public Sector undertakings, if they contain the address.

      Terms and Conditions apply.

      OPEN AN ACCOUNT INSTANTLY

      What is ANW CHRGS reflecting in my account?

      The charges reflecting in your statement as 'ANW CHRGS' is the Anywhere Cash deposit charges/ Anywhere Cash Withdrawal charges.

      Anywhere Cash withdrawal charges is when the customer or customer's representative debit the customer's own savings account at a non-base branch i.e. branch in other city. 

      • Nil for the first cash withdrawal of a calendar month.
      • Thereafter in the month, ₹5 per thousand rupees or part thereof, subject to a minimum of ₹150 (Maximum deposit limit for Self: Any Amount and for third party: ₹15,000 per day).

      Anywhere Cash deposit charges is when customer or customer's representative credit the customer's own savings account at a non-base branch i.e. branch in other city.

      • At Branch – ₹5 per thousand rupees or part thereof, subject to a minimum of ₹150 (Maximum deposit limit for - - Self: Any Amount and for third party: ₹50,000 per day).
      • At Cash Acceptance Machine - Nil for the first cash deposit of a calendar month; thereafter in the month,₹5 per thousand rupees or part thereof, subject to a minimum of ₹150.

      For more details, please click here

      In what mode is the Monthly Average Balance (MAB) calculated?

      The Monthly Average Balance (MAB) is calculated on a simple average of day-end balances for a calendar month. 

      How do I open a new Savings Account?

      Thank you for your interest in opening a Savings Account with ICICI Bank. Click here to open new Savings Account

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