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ICICI Bank Privileges

Milestone Benefit

Complimentary EaseMyTrip Air Travel Voucher:

Seek new discoveries with your travel partner and explore the world you live in.

Enjoy EaseMyTrip Vouchers worth Rs 6000 every year (Two Vouchers worth Rs 3000 each) with spends of Rs. 8,00,000 every year.

To know more about redemption of Vouchers and other Terms and Conditions, click here .


International Airport Lounge Access:

  • Enjoy unlimited complimentary access to international airport lounges, under complimentary Priority Pass Membership for both Primary as well as Supplementary Cardholders

  • As a Priority Pass member, you can relax at more than 1300 comfortable and luxurious airport lounges across 148 countries and 600 cities around the world, regardless of the class or airline you fly with, or whether or not you are a member of an airline frequent flyer club

  • For the list of International airport lounges, please click here

  • For more details on Priority Pass Card, please visit

  • For the applicable lounge charges, FAQs and programme Terms & Conditions, click here.

Domestic Airport Lounge Access:

  • Enjoy unlimited complimentary access to select lounges at airports in India with your ICICI Bank Emeralde Private Metal Credit Card. This feature is available for Primary as well as Supplementary card members

  • Take a moment to relax in luxury and enjoy a gourmet meal, unwind in a comfortable seating and make use of free Wi-Fi, widescreen TVs and beverage services

  • Simply present your ICICI Bank Emeralde Private Metal Credit Card and your boarding pass to enjoy the privileges

  • Experience unrestricted chargeable access for yourself and your accompanying guests.

  • For list of Domestic airport lounge, click here .



  • Enjoy unlimited complimentary domestic airport spa access, through complimentary Dreamfolks Membership. This benefit is only available for Primary card members.

  • Dreamfolks Cardholders can avail any one of the below services for up to 30 minutes duration:

    • Foot Reflexology

    • Head or Shoulder Massage

    • Upper Back Massage

  • For the updated list of spa, please click here

  • For applicable charges and Terms & Conditions, please click here

  • For more details on Dreamfolks Card, please visit


Gear up for unlimited golf swings. Celebrate your spectacular wins and connect with the best golfers around you

Enjoy unlimited complimentary golf rounds/lessons every month, with exclusive access and privileges at the most iconic golf courses across the world

To book your game, simply visit and create a Golftripz Account using the same e-mail ID as registered with ICICI Bank Credit Cards. Explore the available tee time slots at leisure and make your preferred booking. You can track all your bookings online.

To view the updated list of golf courses, please click here

For complete details on the Golf Programme and the associated Terms and Conditions, please click here

You may also call iAssist, our 24x7 concierge service on 1800-26-70731 (toll-free for MTNL/ BSNL lines) or 022-67872016 (standard call charges applicable), for assistance with online booking.


Enrich your family moments with perks and discounts.

Buy one ticket and get up to Rs 750 off on the second ticket up to 2 times in a month on movies/sport events/theatre/concert tickets through BookMyShow

To book your movie ticket and for detailed Terms & Conditions, please click here.


Be rewarded with every spend!

Get 25 ICICI Reward Points on every Rs 200 spent at all retail transactions, except fuel and Rent Payments.

Get 25 ICICI Reward Points on every Rs 200 spent under Utilities and Insurance categories



Fuel Surcharge Waiver!

1% Fuel Surcharge Waiver at all petrol pumps on a maximum transaction up to Rs 4,000

No Reward Points are earned on fuel transactions.



No Cancellation charges on Air Travel and Hotel Bookings!

Make payments without worrying about cancellation charges. Step up to a life of privileges and freedom. Avail zero cancellation charges on any hotel, flight, travel and movie ticket bookings.

Get a refund of up to Rs 12,000 for a maximum of two transactions every year, for tickets booked using your ICICI Bank Emeralde Private Metal Credit Card only.

For How to avail and Terms & Conditions, please click here .



Comprehensive Insurance Cover:

You are entitled to an air accident insurance of Rs 3 crore. The following table gives you an overall look at the insurance benefits:

S.No. Covers Sum Insured

1 Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection) Rs 50,000

2 Personal Accident due to Air (Death only) Rs 3,00,00,000

3 Purchase Protection Rs 1,40,000

4 Baggage Insurance Rs 25,000

5 Loss of Checked in Baggage 84,000

6 Delay of Checked in Baggage Rs 21,000

7 Loss of Passport and travel related documents Rs 35,000

8 Missing of Connecting International Flight During Transit Rs 21,000

9 Plane Hijacking Rs 75,000

10 Delay in flight Rs 17,500

11 Medical Expenses for Bodily injury caused by and arising out of Rail/Road accident Rs 50,000

12 Credit Shield Rs 50,000


All insurance benefits will be applicable only in case the ICICI Bank Emeralde Private Metal Credit Card has been used at least once in the last 60 days prior to the event. All insurance benefits are available on the Primary Card only. There is no Insurance Cover on Supplementary Cards. Please ensure that the minimum amount due on your Credit Card is paid at all times to avail of insurance benefits.

*Applicable for international travel only and not for domestic travel and only when the tickets are purchased on the ICICI Bank Emeralde Private Metal Credit Cards. Travel Insurance Covers international travel only

Insurance is the subject matter of solicitation. The insurer for the cover as aforesaid is ICICI Lombard General Insurance Co. Ltd. The policy is governed by the terms and conditions laid down by ICICI Lombard General Insurance Co. Ltd. ICICI Bank is not responsible for processing of claims and all claim related queries need to be taken up directly on ICICI Lombard General Insurance Co. Ltd. Toll-Free number: 1800-2666, Email ID: For more details on the terms and conditions of the insurance cover on ICICI Bank Credit Cards, please click here.

Counterfeit Card Liability:

Protect yourself against fraudulent transactions or misuse

Account Takeover Cover

Remain protected in the event of your personal details being accessed and misused by a third person.



The finest dining experiences now come with equally impressive savings and exclusive Dining Offers through ICICI Bank Culinary Treats Programme. For details, visit T&Cs

For more detail please visit

You can also download the ICICI Bank Culinary Treats mobile app from Apple iStore or Google Play.


Our team of service professionals at i-Assist, our 24x7 Concierge service takes care of your every need right from finding the right gift and making restaurant reservations to travel and hotel reservations and even delivering movie tickets at your doorstep.

The services include:

  • Restaurant referral and reservation:

Right from entertaining your client to celebrating your child's birthday, iAssist can suggest the perfect restaurant for every occasion.

  • Flower and gift assistance:

iAssist will send gifts of your choice to your loved ones, even selecting the choicest flowers and presents to make them feel extra special.

  • Hotel referral and reservation:

Experience the luxury of attentive service even before your holiday begins. Simply call iAssist to take care of all your arrangements at the finest hotels across India.

  • Flight referral and reservation:

Booking tickets the conventional way is a thing of the past. Call iAssist for speedy flight reservations.

  • Car rental and limousine service:

iAssist can make sure you travel in style with a chauffeur-driven car, available at your disposal.

  • Booking and delivery of movie tickets:

Don't want to stand in that queue? The iAssist team can make sure movie tickets are bought and delivered at your doorstep. This service is currently available in New Delhi, Mumbai, Bangalore and Chennai.

  • Medical concierge privileges:

In case of any unforeseen situation should you need to be moved to a place where appropriate medical care is available, the iAssist team can arrange for air and/or surface transportation and communication to move you to the required hospital. iAssist can also put you in touch with physicians, hospitals, clinics, dentists and dental clinics on request. You can also ask to set up appointments with local doctors.

  • Emergency auto assistance across India:

A host of emergency auto assistance services are available for you in New Delhi, Mumbai, Kolkata, Hyderabad, Bangalore and Chennai including towing, repair and alternative travel assistance.

To contact the iAssist team please call our numbers on 1800 26 70731 (toll-free for MTNL/BSNL) or 022 6787 2016 (standard call charges applicable).


Joining Fee: Rs 12,499

Annual Fee: Rs 12,499 (This fee is reversed, if spends of Rs. 10,00,000 or above are done on the card. (Spends done in the next card anniversary year will be considered for the annual fee reversal calculation)

Enjoy upto 3 complimentary Add-On cards with your Primary Card.

For other fees & charges, please refer to the Most Important Terms & Conditions (MITC)


Salary: Rs <3,00,000> or above net monthly salary income

Annual Income Tax Returns filed: Rs <36,00,000> or above

*At least one of the above eligibility conditions must be satisfied to apply for the ICICI Bank Emeralde Private Metal Credit Card.