Please note that each applicant's income will need to be verified via Income Tax Returns (ITR). For ICICI Bank salaried customers, the minimum annual income requirement is Rs 2,40,000 and for non-ICICI Bank salaried customers, it is Rs 3,60,000. Self-employed individuals holding a Savings Account with ICICI Bank should have an annual income of Rs 3,60,000 and those without a Savings Account should have an annual income of Rs 4,80,000.

You will need to submit certain documents to apply for an ICICI Bank Credit Card. These include KYC documents such as Aadhaar Card, Voter's ID, Passport and Driving Licence. Additionally, you will need to provide an address proof such as a utility bill, Passport or Voter's ID. PAN Card or Form 60 (in case PAN Card is unavailable) is also required. Income proof documents like salary slips, Form 16 and ITR records will be needed to demonstrate your income. Finally, bank statements of the last six months are required for verification.

Those without an income proof can get an ICICI Bank Instant Platinum Credit Card. 

Instant Credit Card Eligibility Criteria

With an ICICI Bank Instant Credit Card, you can build your credit score and pave the way for a better financial future. To get an ICICI Bank Instant Platinum Credit Card, you need to meet certain eligibility criteria. The primary requirement is to have a valid Fixed Deposit with ICICI Bank. The minimum amount for the Fixed Deposit should be Rs 20,000 and the minimum tenure of the Fixed Deposit should be 180 days.

However, there are a few conditions to note regarding the issuance of the Instant Platinum Credit Card. The card cannot be issued if the Fixed Deposit is in the name of third parties, partnership firms, HUF, society, trust or companies. It is also not available against linked, quantum, 80C, NRE, NRO, HFC Fixed Deposits or if a lien is already marked on the Fixed Deposit. Additionally, the Instant Platinum Credit Card is not issued to minors and foreign nationals.

Please keep in mind that the issuance of the ICICI Bank Instant Credit Card is at the sole discretion of ICICI Bank, based on the fulfilment of the eligibility criteria and internal policies.

  • KYC documents like Aadhaar Card, Voter’s ID, Passport, Driving Licence, etc.
  • Address proof (utility bills, Passport, Voter’s ID etc.)
  • PAN Card or Form 60 (if the PAN Card is unavailable)
  • Income proof documents like salary slips, Form 16 and ITR records
  • Bank statements of the last six months.
  • By fulfilling these requirements, you can get an ICICI Bank Credit Card and enjoy its benefits and features.
  • Those with a low credit score or without income proof can apply for the ICICI Bank Instant Platinum Credit Card by fulfilling the following criteria:
  • An active Fixed Deposit in any branch of ICICI Bank: You should have a valid Fixed Deposit with ICICI Bank to serve as a collateral for the Credit Card
  • Minimum funds of at least Rs 20,000: The Fixed Deposit account should have a minimum balance of Rs 20,000 to be eligible for the Instant Platinum Credit Card
  • Minimum tenure of 180 days: The Fixed Deposit should have been opened for a minimum period of 180 days to qualify for the Instant Platinum Credit Card.

 

To provide proof of income for a Credit Card, salaried professionals can submit salary slips, Form 16 or ITR records, depending on their employment type. Self-employed professionals can provide ITR and proof of business ownership.

Yes, you can get an ICICI Bank Instant Credit Card if you have a Fixed Deposit of Rs 20,000 for a minimum tenure of six months with ICICI Bank. Do check the Bank’s terms and conditions before applying.

Yes, you can submit your salary slips as proof of income when applying for a Credit Card. Other income-related documents may also be required based on the Bank's policies and requirements.