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      THE INSTANT CREDIT CARD IS AN EXCELLENT CHOICE TO HELP YOU BEGIN BUILDING A GOOD CREDIT SCORE:

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      Entry into the Credit Builder program is complimentary with the Instant Credit Card.

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      We report your good credit behaviour to credit rating agencies to generate your credit score.

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      We also give you access to vast store of information on how to build good score.

       

      To start building credit score, you will need to:

       

      • Spend regularly on your card
      • Our tip: score generation doesn't begin till you do this.
      • Stay within your credit limit
      • Our tip: this indicates that you are not 'credit-hungry' and is a good credit practice.
      • Always make your monthly payments to us and to other lenders on time
      • Our tip: Behaving well on Instant Card is important but don't allow late payments or defaults on other loans or cards to spoil your score – after all, other lenders may report this behavior as well.

        • You must continue to manage your purchase and payment to avoid lowering your credit score.

      Click here to apply for your Instant Credit Card and join our Credit Builder Program.

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