Features and Eligibility

Features

  • Save on the interest payment to the other Bank
  • Balance transfer up to ₹ 3 lakh
  • Attractive interest rates
  • Payments in 3 & 6 month installments
  • Nil documentation

Eligibility:

Customers who have had a good track record with us with respect to their credit card spends, transaction pattern and payment history becomes eligible for a balance transfer on credit card from time to time, depending on the internal policies of the bank. Having a minimum outstanding of ₹ 15,000 on the other bank credit card is a pre-requisite for availing a balance transfer facility.

Modes Of Fund Transfer:

Funds would be transferred via NEFT or Demand Draft. For NEFT, the customer needs to send an e-mail to balancetransfer@icicibank.com with the other bank name, customer’s name as per other bank details and other bank credit card number in which the balance transfer is to be taken.

To Apply:

Call our Customer Care or SMS BT to 5676766. Our executive will call you back on your registered mobile number.

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POPULAR FAQS

It is advisable to transfer the outstanding balance of a Credit Card when you are getting charged high interest rates for your outstanding balance.

We know how to transfer money from a Credit Card to a Bank Account using UPI and other methods. And when transferring a card’s outstanding balance to a new Credit Card, make sure that the balance on the card with higher interest rates, reduces following the transfer. This way, you can take care of the rest, without much hassle.

Balance Transfer to a new Credit Card is profitable because the interest rate charged is lower on the new card. This way, you can save a substantial amount on your Credit Card bill payments, if interest charges are levied.