Expressions Debit Card FAQs

The Expressions Credit Card is a personalised Credit Card where you can choose the background design to be printed on your card.

The Expressions Debit Card is a personalized debit card where you can choose the design to be printed on your card.

You can apply for an ICICI Bank Expressions Debit Card either at www.icicibank.com or at any ICICI Bank Branch.

You can apply for an ICICI Bank Expressions Credit Card at any ICICI Bank Branch, or clicking on the 'Apply Now' button

You can follow the below process to apply online:

1. Choose from over 150+ designs in the ICICI Bank Expressions Gallery or upload your own picture and design your card.
2. On successful selection of image, you would have to authenticate yourself by entering your Debit Card Number and ATM PIN.
3. On successful authentication, you would have to enter your account details and generate the request for your ICICI Bank Expressions Debit Card.
4. A request number will be generated and sent to your registered mobile number and Email ID with the image code.

To apply for an ICICI Bank Expressions Credit Card, please visit the nearest ICICI Bank branch or click on "Apply Now". You can choose the image for the card from the design gallery which is available with the branches and on the ICICI Bank Expressions Credit Card website under 'DESIGN MY CARD' section.

You can choose any image that belongs to you, be it the picture you clicked on your last vacation with your friends, or an image of your dog. You can also choose from a gallery of more than 150 images available at our Expressions gallery. You can refer to image upload guidelines to find out the basic rules of images allowed for Expressions Debit Card.

You can also choose any image from a gallery of more than 175 images available at our Expressions gallery.

Images including any of the following elements would not be allowed for ICICI Bank Expressions Debit Card:

1. trademarks or copyright material that is famous or recognised, including images marked with ©, ® or ™ signs
2. pictures that have advertising, promotional material including branded products and services
3. pictures that have telephone numbers, URLs, account numbers or email addresses
4. pictures of celebrities/musicians/athletes/entertainers/public-figures/cartoon characters etc. that are famous or recognised
5. provocative or sexual images including inappropriate nudity or semi-nudity
6. violent or offensive racist images including any images in which weapons or fire arms are shown
7. images portraying anti-social or obscene behaviour
8. images where drinking(or being drunk), smoking, narcotics or gambling are shown
9. any religious or political images, including images that portray socially unacceptable groups or political statements
10. text unless benign (i.e. words that are kind, gentle and harmless) and in the English language.
11. Subject matter of any nature that might result confusion at point of sale or that might result in card fraud. Any image that might reflect poorly or might engender hostility toward the Master Card ® or Visa® or any other payment network brands
12. images where money or currency is focus
13. any reference to the Olympic Games
14. Trade names, logos, slogans or other identifying indicia of any Card Processing Associations (e.g. Visa, Master Card, American Express, etc.)
15. images that portray profanity or obscenity
16. images which show ICICI Bank, ICICI Bank logo, or ICICI Bank Debit Card in bad light
17. images which show the names or images of any other peer Banking or Financial Institution
18. images that have any Emblems, Flags, or Logos of the Constitution of India or any other Government body

As of now, you can choose an image only from the design gallery available with ICICI Bank branches and on ICICI Bank website.

All images uploaded are scrutinized to check for violation of image checking guidelines. If image is as per the guidelines, the card is produced and dispatched to you. If the image is rejected, an alert will be sent to your registered mobile number.

The ICICI Bank Expressions Credit Card can be availed for at a joining fee of ₹ 499 (Plus Goods and Service Tax) only. Annual charges of ₹ 499 (Plus Goods and Service Tax) from second year onwards will be applicable (waived off if you spend more than ₹ 1,50,000 in the previous year).

No. Only Gallery images can be applied from an ICICI Bank Branch. Personalised images cannot be uploaded through branches and have to be uploaded only at ICICI Bank website.

Yes. You can get a replacement ICICI Bank Expressions Credit Card with the same image as your last Expressions Credit Card in case of loss or damage.

The ICICI Bank Expressions Debit Card can be availed for at a joining fee of Rs. 499/- (Plus Service Tax) only. Annual charges of Rs.499/-(Plus Service Tax) from second year onwards will be applicable.

Yes. There will be a fee of ₹ 199 (Plus Goods and Service Tax) which will be charged for this replacement card.

Yes. You can get a replacement ICICI Bank Expressions Debit Card with the same image as your last Expressions Debit Card in case of loss or damage.

You will have to make a fresh request for an ICICI Bank Expressions Credit Card at an ICICI Bank Branch or call our Customer Care.

Yes. There will be a fee of Rs. 199/- (Plus Service Tax) which will be charged for this replacement card.

The validity of ICICI Bank Expressions Credit Card is 4 years from the date of issue.

You will have to place a fresh request for an ICICI Bank Expressions Debit Card at www.icicibank.com or at an ICICI Bank Branch.

The validity of ICICI Bank Expressions Debit Card is 7 years from the date of issue.

As per international guidelines, the validity of the chip on the debit card is only 7 years. Due to which the debit card validity is 7 years.

No. You will be given a regular non Picture Debit Card on the expiry of the current Expressions Debit Card. If you need an ICICI Bank Expressions Debit Card on expiry of your current card, you can raise a new request at www.icicibank.com or at any ICICI Bank Branch.

You will receive your personalized ICICI Bank Expressions Debit Card with an image of your choice at your registered communication address within 15 days of placing the request and successful deduction of joining fee from your account.