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      Land Loan Fees & Charges

      Charges and Fees

      Loan type Land Loan
      Loan Processing Charges / Renewal Charges 1.00 % + AT*
      CIBIL Report Charges Rs. 50 + AT*
      Administrative Charges Rs. 5000 + AT* or 0.25% + AT (whichever is lower)

      Other Charges

      Repayment Mode Swap Charges Rs. 500
      Documents Retrieval Charges Rs. 500
      Cheque / AD / ECS / Bounce Charges Rs. 500
      Duplicate No Objection Certificate / No Due Certificate Rs. 100
      Revalidation of No Objection Certificate Rs. 100
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      Popular FAQs

      Yes, Land Loan can be taken for purchase of land without approved plans. Post completion of this transaction, you can take the estimate and other construction approvals.

      No, there is no income tax benefit for Land Loans. The benefit is available only for Home Loans.

      The construction has to be completed within a period of 2 years from the date of disbursement of Land Loan.

      We have a separate product offering for the purchase and/or construction on a commercial or industrial plot for our self-employed customers. You can apply for the same under that program.

      No, Land Loans are provided for construction of individual residential units for self-consumption only. It cannot be availed by a builder or for construction of multiple units for sale.

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