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Pre-approved Loans

What are Online Pre-qualified* Loans / Credit Cards ?

Online Pre-qualified* Loan / Credit Card is a programme exclusively for existing customers of the ICICI Bank. It enables them to avail of Pre-qualified* Loans / Credit Cards online on subject to internal verification.

How do I apply for pre-qualified Loans?

The loan can be repaid over a period of 12 to 60 months.

  • Logon to
  • Click on “Loans” and choose “Pre-qualified* Loans” from the left side list of choices.
  • Click on the “click here” button at the bottom of the page to apply.

Existing ICICI Bank Customers

  • Click on the “I am an Existing ICICI Bank Customer” option.
  • Click on “Yes” if you have your ICICI Bank Internet banking user ID and Password handy.
  • Login and check to see if you have a Pre-qualified* Loan / Credit Card.

New ICICI Bank Customers

  • Click on the “I am a New Customer” option.
  • Click on the button “Apply Now” to apply for your loan.
  • Select the type of loan from the popup and click on “Apply Now”.
  • Fill the form in detail.
  • Call our 24-hour Customer Care to pick-up the form and required documents from your home.

What is the basis on which a Pre-qualified* Loan is sanctioned? When will I get the loan ?

After the submission of loan details and contact details by you online, a credit check is carried out by the bank. If the application is qualified, a sales executive will contact you to collect the pre and post sanction documents.

If the application is declined, you would be intimated in writing through a letter.

What are the key advantages of getting Online Loans through

  • Quicker sanction.
  • Simple & minimum documentation.
    ( Only ID proof, Age proof, Residence proof and Signature Verification required).
  • Convenience of your home / office.
  • Quick processing of applications.
    (Subject to fulfilling internal verification).

*Loans are at the sole discretion of ICICI Bank Ltd.