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3 in 1 – Online Trading, Demat and Savings Account
Fixed Deposit with
monthly interest credit
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with a pre-approved loan
and instant disbursal
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Branches across India
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ATM across India
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Rewards and cashback
Spend, Save, Invest, Borrow, Secure and more
with a single Account
Safe, Smart & Trusted
Unlock a full stack of Digital Savings Account Instantly
Enjoy an unmatched online banking experience 24x7.
Faster, Safer and Convenient
Experience a range of world-class Payment services at ease.
Power-packed Payment solutions at your fingertips.
Transparent, Insightful and Advanced
Grow your money with smart investment solutions.
Online investments made easy.
Smart, Safe and Convenient
Add stability to your portfolio by investing online in Government-backed schemes.
Online Government schemes.
Personalised, Exciting and Rewarding
Make your spends rewarding with exciting offers on online spends.
Explore offers of your choice.
Tailor-made, Easy and Flexible
Live your dreams by availing exclusive pre-approved offers on loans
Instant disbursement
Powerful, Rewarding and Effortless
Feel privileged with ICICI Bank’s Credit Cards.
Manage your Cards conveniently.
Instant, Trusted and Secure
Safeguard yourself and lead a happy & comfortable life.
Secure yourself and your loved ones with the best protection plans.
The Insta Save Account is packed with
Exciting Offers
on your favourite brands.
Open an Insta Save
Account in just
3 Steps:
- 01. Start with your basic details
- 02. Authenticate your Aadhaar
- 03. Complete with a Video KYC.
What makes us unique?
Our Products & Features.
Online PPF, NPS and
other Government-
backed schemes
Enjoy tax benefits and experience the advantage of assured returns in the long run.
Goal Based Savings
An iWish plan for your dreams without compromising your present.
iMobile Pay
Join 8 million + users enjoying a simplified banking experience.
Pre-approved offers
hand-picked for your needs
Enjoy pre-approved offers crafted just for you.
Savings Account Blogs
February 05, 2021
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The Monthly Average Balance (MAB) is calculated on a simple average of day-end balances for a calendar month. The MAB is calculated by adding the closing ledger balance of the account of each day from the start of the month to the end of the month. Then the total sum amount is divided by the number of days in that month.
No, there is no monthly fee. You have to maintain a minimum Monthly Average Balance (MAB) of Rs 10,000 if you open an Insta Save Account and no minimum monthly balance is required in the case of Insta Save FD.
Yes. You will be receiving a Debit Card on your communication address once your account is successfully opened.
