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  • ₹1
  • ₹1 Cr
  • 1 Year
  • 50 Years
  • 1%
  • 100%

Please note, these calculators are designed to provide you an approximate amount. Consult an advisor/tax consultant prior to investing.

Total amount invested




Total wealth accumulated


You will have to invest 1,015 per month to achieve your goal.




What is ICICI Bank PayLater facility?

ICICI Bank PayLater is a pre-approved Credit Line on UPI. Customers can check their offer eligibility under ‘Pre-approved Loans/Offers’ section on iMobile Pay. Customers can also check the eligible offers through Net Banking in the ‘Offers’ section and avail the required offers in just one click. 

How can I get the PayLater facility?

ICICI Bank PayLater facility is available to customers on an invitation basis only. Customers for whom the facility is available can activate it using iMobile Pay or Internet Banking:

iMobile Pay > Pre-approved Loans/Offers > PayLater > Activate Now

Internet Banking > Log in > Apply Online > Offers for you > PayLater > Activate Now

What is the limit offered in ICICI Bank PayLater?

The limit of your PayLater Account can range between Rs 7,500 to Rs 50,000, based on your eligibility. The limit is already set for the customers to whom the invite is sent.

How to link the ICICI Bank PayLater Account to UPI payment apps such as BHIM?

Go to settings/profile of the UPI app > Add Credit Line on UPI > Select ICICI Bank > Authenticate and it is done!

Your ICICI Bank PayLater Account will be added as a payment option. You can transact for all your merchant needs like shopping, bill payments, recharge etc.

*applicable only for customers with ICICI Bank Savings Account. For others this feature will be released soon.

How to use ICICI Bank PayLater – Credit Line on UPI?

Customers can use it through iMobile Pay or any UPI payment app:


Scan and Pay mode*

Collect: Add the UPI ID for making online payments.

PayLater is also available for ICICI Bank Internet Banking transactions.

*EMI option on UPI Scan and Pay payments above Rs 10,000. Exclusive on iMobile Pay.
*applicable for merchant transactions only.

What is my PayLater VPA/UPI ID?

Every PayLater Account created through the iMobile Pay app has a unique PayLater VPA (e.g. pl.XXXXXXXXXX@icici). You can check your PayLater UPI ID in the PayLater section of iMobile Pay.

PayLater Account used through other UPI apps will have different PayLater VPA IDs. Please check the VPA ID in the app’s settings/profile section against your ICICI Bank Credit Line on UPI.

It can be used to make various UPI payments such as online shopping, mobile recharge, flight/train/bus/taxi bookings etc.

Where can I use the PayLater UPI ID for payments?

Payments to all the merchant QR codes can be made through UPI Scan and Pay. Online merchant payments can also be made by adding PayLater UPI ID as a payment option (UPI Collect request).

Invest Anywhere,

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WhatsApp Banking

Invest Anywhere,

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Mobile Banking