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Why choose Defence Salary Account?

No minimum balance required.
No minimum balance required.
Extend benefits of your Salary Account to your family members.
Extend benefits of your Salary Account to your family members.
Complimentary Air Accident Insurance of Rs 1 Crore with no clause on Debit Card spends/activation.
Complimentary Air Accident Insurance of Rs 1 Crore with no clause on Debit Card spends/activation.
Complimentary Personal Accident Insurance of Rs 50 lakh (additional Rs 10 Lakh in case of death in terrorist action). Permanent Total and Partial disability up to Rs 50 lakh.
Complimentary Personal Accident Insurance of Rs 50 lakh (additional Rs 10 Lakh in case of death in terrorist action). Permanent Total and Partial disability up to Rs 50 lakh.
Dedicated Banking helpline for Defence Salary Account customers
Dedicated Banking helpline for Defence Salary Account customers
Range of Credit Cards with exciting offers on your favourite brands.
Range of Credit Cards with exciting offers on your favourite brands.

Banking Solutions for all your financial needs

  • Complimentary Insurance for all ranks

  • Exclusive Banking services

  • Save, Invest and Insure

  • Credit and Loans

Complimentary Insurance for all ranks

  1. Personal Accident Insurance cover of Rs 50 Lakh on accidental death; Another Rs 10 Lakh in case of death in terrorist action
  2. Air Accidental Death Insurance of Rs 1 Crore with no clause on ticket booking through Debit Card; All carriers covered including service aircrafts of Indian Defence services
  3. Permanent Total and Partial Disability cover up to Rs 50 Lakh
  4. Hospitalisation related cover upon accidental death
  5. Child Education Benefit of Rs 5 Lakh for child(ren) up to 22 years
  6. Girl Child Benefit of additional Rs 5 Lakh for Girl child(ren) up to 22 years

Exclusive Banking services

  1. Faster, safer and convenient transaction with iMobile Pay App - Transfer money, recharge, shop and pay utility bills instantly
  2. Dedicated Banking helpline for Defence Salary Account customers
  3. Widespread network of ICICI Bank ATMs and branches
    1. Credit Card with no joining and annual fees basis ranks - exciting offers on your favourite brands, throughout the year
  4. Preferential rates and discounted processing fees on Loans

Save, Invest and Insure

  1. Invest digitally in FD, RD, Mutual Funds in a few simple steps to fulfill your financial goals
  2. 3-in-1 Demat & Trading account with no account opening charges and 1st year AMC
  3. Invest online in NPS (National pension system) & PPF
  4. Health Shield 360 – An inclusive health cover for you and your loved ones; 30 days waiting period for declared and accepted PED and specific diseases and procedures
  5. Access to ‘The Orange Book’ - a refreshing way to learn all about Personal Finance

Credit and Loans

  1. Amazon Pay Credit Card with cashback up to 5% with no expiry date on earnings
  2. Attractive interest rates with quick processing for Personal Loans
  3. Minimum documentation and Digital sanction for Home Loans
  4. Auto Loan up to 100% of on road price
  5. FlexiCash – Digital overdraft against your salary, with interest payable only on amount utilised
  6. PayLater, an instant digital credit facility for shopping, recharge, booking tickets with 45 days credit

Digital Banking at your fingertips

iMobile Pay App

Scan & Pay to your contacts, make instant Bill payments & recharges, seamless fund transfer anywhere, anytime and much more

Internet Banking

Easy & secure account access, view & analyse your bank statements, manage Debit and Credit Cards and more

WhatsApp Banking

Send ‘Hi’ on +91 86400 86400 and start WhatsApp Banking to check your account balance, mini statements and much more.

Digital Banking Solutions

  • iMobile Pay App

  • Internet Banking

iMobile Pay app
  • 01. Seamless transfer of money anytime, anywhere
  • 02. Pay bills from the comfort of your home
  • 03. Manage Credit Card limits, block/unblock cards, change PIN and more
  • 04. Check your pre-approved loan offers and get instant sanctions
  • 05. Apply, track and manage your investments
Internet Banking
  • 01. Real-time access to all your accounts
  • 02. Feature-rich dashboard with a seamless user interface for convenient banking
  • 03. Track and manage all your finances anytime, anywhere
  • 04. Customisable dashboard for setting up shortcuts for frequently used features
  • 05. Targeted features for your unique requirements
  • 06. Set your own transaction limit and experience an added level of security

Terms & Conditions

  • Complimentary Insurance Covers are valid basis last Salary/ Pension, prior to date of loss, drawn in ICICI Bank Defence Salary Account. The terms and conditions as applicable are available at www.icicibank.com
  • Retired personnel upto 80 years of age are entitled to complimentary insurance covers basis Pension Credit in ICICI Bank Salary / Pension Account for Defence Personnel
  • Permanent total disability and higher education fall under insurance
  • Child Education benefit only after grade XII and age upto 22 Years and restricted up to maximum 2 children
  • All loans, cards, associated benefits, features, etc. stated herein are by way of example and offered at the sole discretion of ICICI Bank, subject to the eligibility of the individual applicant
  • Terms and Conditions of ICICI Bank and third parties apply. ICICI Bank is not responsible for third party products, goods, services and offers.
  • All the above mentioned offers and rates for assets and cards are subject to ICICI Bank’s policies and are subject to change at ICICI Bank’s discretion.