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India’s most comprehensive

Digital Savings Account

3 in 1 – Online Trading, Demat and Savings Account

Savings and investing made simple with insta savings account

Live your dreams
with a pre-approved loan
and instant disbursal

Avail pre approved loan with insta savings account

Instant Payment & Fund Transfer solutions at your fingertips

avail instant payment with insta savings account

Spending just got
easier with ICICI
Bank Credit Cards

Get offers on ICICI Bank credit card

Explore offers of
your choice

explore amazing offers with insta savings account

Best protection
plan to keep you
steady amidst

Secure your families future with insta savings account


Branches across India


ATM/CRM across India


Rewards and cashback

Spend, Save, Invest, Borrow, Secure and more

with a single Account

Safe, Smart & Trusted

Unlock a full stack of digital Accounts instantly.

Enjoy an unmatched online banking experience 24x7.

Online banking experience 24x7 with ICICI Bank's Savings Account

Faster, Safer and Convenient

Experience a range of world-class Payment services at ease.

Power-packed Payment solutions at your fingertips.

World-class Payment with ICICI Bank’s  Savings Account

Transparent, Insightful and Advanced

Grow your money with smart investment solutions.

Online investments made easy.

Smart Investment Solutions with ICICI Bank’s  Savings Account

Smart, Safe and Convenient

Add stability to your portfolio by investing online in Government-backed schemes.

Online Government schemes.

Invest online in Government-backed schemes with ICICI Bank’s  Savings Account

Personalised, Exciting and Rewarding

Make your spends rewarding with exciting offers on online spends.

Explore offers of your choice.

Get rewards on online spends with ICICI Bank’s  Savings Account

Tailor-made, Easy and Flexible

Live your dreams by availing exclusive pre-approved offers on loans.

Instant disbursement

Pre-approved offers on Loans with ICICI Bank’s  Savings Account

Powerful, Rewarding and Effortless

Feel privileged with ICICI Bank’s Credit Cards.

Manage your Cards conveniently.

Manage your Cards conveniently with ICICI Bank’s  Savings Account

Instant, Trusted and Secure

Safeguard yourself and lead a happy & comfortable life.

Secure yourself and your loved ones with the best protection plans.

Secure yourself with Vehicle Insurance, Travel Insurance, Health Insurance and Life Insurance with ICICI Bank’s  Savings Account

Insta Save Account is packed with

Exciting Offers

on your favourite brands.

Open a Savings
Account in just

3 Steps:

  • 01.   Start with your basic details
  • 02.   Authenticate your Aadhaar
  • 03.   Complete with a Video KYC.
Personal Banking KYCThree steps on mobile
Personal Banking KYC2Personal Banking steps on mobile
Personal Banking KYC3

What makes us unique?

Our Products & Features.

Personal Banking Products-1

Online PPF, NPS and
other Government-
backed schemes

Enjoy tax benefits and experience the advantage of assured returns in the long run.

Personal Banking Products-2

Goal Based Savings

An iWish plan for your dreams without compromising your present.

Personal Banking Products-3

iMobile Pay

Join 8 million+users enjoying a simplified banking experience.

Personal Banking Products-4

Pre-approved offers
hand-picked for your needs

Enjoy pre-approved offers crafted just for you.

Savings Account FAQ's

A Savings Account is a fundamental financial product offered by ICICI Bank, designed to help individuals securely save and grow their money. With ICICI Bank's savings account, customers enjoy the convenience of easy access to their funds, competitive interest rates, and a range of digital banking services. Start your journey towards saving money with our savings account today.

To open a Savings Bank Account online, follow these simple steps -

  1. Click here to apply for a Savings Bank Account online.

  2. Keep your mobile phone, Aadhaar and PAN card handy as you will be required to enter these details wherever necessary.

  3. Following this, you need to complete your KYC.

When it comes to the interest rate for a Savings Account, ICICI Bank ensures competitive

returns on your deposited funds. With a focus on financial growth, we offer attractive interest

rate of 3 - 3.50% that help your savings grow. By opening a Savings Account with ICICI Bank, you can enjoy the benefits of reliable and secure banking.

The Monthly Average Balance (MAB) is calculated on a simple average of day-end balances for a calendar month. The MAB is calculated by adding the closing ledger balance of the account of each day from the start of the month to the end of the month. Then the total sum amount is divided by the number of days in that month.

No, there is no monthly fee. You have to maintain a minimum Monthly Average Balance (MAB) of Rs 10,000 if you open an Savings Account and no minimum monthly balance is required in the case of Insta Save FD.

Yes. You will be receiving a Debit Card on your communication address once your account is successfully opened.