ICICI Bank Savings Account Interest Rates Table

On Balances (in ₹) Rate of Interest (% p.a.)
For end of day balance below ₹ 50 Lakhs 3.00
For end of day balance above ₹ 50 Lakhs 3.50


Features of ICICI Bank Savings Account include - 

  • Online Account Opening with no paperwork: Enjoy an unmatched online banking experience 24x7 Click here to apply
  • Instant Complimentary Virtual Debit Card: Once you open an Instant Savings Account with ICICI Bank, you will get a Titanium Debit Card. You can access the Debit Card on the iMobile Pay app too, using the virtual Debit Card facility
  • Digital convenience through iMobile Pay app & Internet Banking
  • Our online banking platforms make it easy to manage your account from the comfort of wherever you choose, 24/7. You can transfer funds, pay bills, view your transaction history, and much more, all with a few clicks.
  • With our advanced security measures, you can be rest assured that your savings are always safe and secure.
  • You can enjoy free ATM transactions at any of our ATMs across India, giving you easy and convenient access to your money.
  • Our friendly and knowledgeable customer service team is always available to assist you with any questions or concerns you may have.

We are committed to providing you with the best banking experience possible. We look forward to helping you achieve your financial goals.

So why wait? Open a Savings Account with ICICI Bank today and start earning competitive interest rates on your savings. With our range of features and benefits, banking with us has never been easier or more rewarding.


Popular FAQs

ICICI Bank's savings account interest rates are fixed and interest is calculated on a daily basis and credited quarterly. The interest is calculated as per the daily balance, which is calculated as the sum of all deposits minus withdrawals made during the day.

Savings account interest rates can be affected by various factors, such as the monetary policy set by the central bank, inflation and prevailing market conditions. Other factors, such as the bank's financial performance and business strategy, may also play a role in determining interest rates.

Savings Accounts typically do not have a maturity period, as they are available for regular savings and liquidity. You can deposit and withdraw funds from your account at any time without incurring penalties or fees.