GET A CALL BACK

Want us to help you with anything?
Request a Call back

This field is required Only alphabetes are allowed
This field is required Only alphabetes are allowed
Please enter valid number
Please enter valid email
Please select product type
Please enter valid pincode

Thank you for your request.

Your reference number is CRM

Our executive will contact you shortly

Credit Card FAQs

What is a Credit Card?

A Credit Card is a payment card that works on the concept of purchasing now and paying later. A Credit Card is accepted universally and allows the Cardholder to purchase goods without cash. Bank issues the Credit Card with a certain credit limit amount to spend basis the customer's income eligibility and profile. There is a set time period for paying the Credit Card bill however, in case of any delay the customer has to pay the utilised amount along with an interest and other charges.

What are the benefits of a Credit Card?

The benefits of an ICICI Bank Credit Card:

  • Universal payment acceptance
  • Earn Reward Points or cashback for every retail spend made on ICICI Bank Credit Card
  • Enjoy credit free payment days of maximum up to 48 days including the due-date
  • Fuel Surcharge waiver
  • Exciting discount offers on dine-out and movie tickets
  • VISA lounge access benefits
  • Build a credit history etc.

What is a Credit Card balance?

A Credit Card balance is the available balance from the sanctioned credit amount, which a Cardholder can use to purchase goods through the following methods: Online, Point of Sale, Cash Withdrawal etc.

What is a Credit Card Statement?

A Credit Card Statement is a summary of spends and payments made through the Credit Card during the specific period of credit cycle.

What are Reward Points and how does one use them?

Reward Points are awarded against retail purchases on your ICICI Bank Credit Card, which may differ between cards. It can be redeemed on our reward platform.

Can I use my Credit Card for international transactions?

You can activate your Credit Card for International transactions through iMobile Pay or Retail Internet Banking (RIB).

Why should I apply for an ICICI Bank Credit Card?

ICICI Bank offers a varied range of Gemstone and Co-branded Credit Cards which fulfils your day-to-day expenditure requirement along with exciting offers and discounts on selective range of products throughout the year.

A feature packed card for every need

What are you looking for in a card?

Your Net Annual Income (In Lakhs):

  • ₹2.5L
  • ₹15L

Check out our newly-launched Credit Cards

  • Accelero

  • Rubyx

  • Sapphiro

Accelero Credit Card
  • 2 Reward Points

    per ?100 spent

  • 1% Fuel Surcharge waiver

    at HPCL petrol pumps

  • Exclusive Dining Offers

    through Culinary Treats Programme

Rubyx Credit Card
  • 2 Reward Points

    per ?100 spent

  • 1% Fuel Surcharge waiver

    at HPCL petrol pumps

  • Exclusive Dining Offers

    through Culinary Treats Programme

Sapphiro Credit Card
  • 2 Reward Points

    per ?100 spent

  • 1% Fuel Surcharge waiver

    at HPCL petrol pumps

  • Exclusive Dining Offers

    through Culinary Treats Programme

Our cards come loaded with a range of
benefits and conveniences

Tap to Pay upto
?5,000 without a pin
Choose your own
limit and billing cycle
Convert to EMI - Pay in convenient instalments with EMI option
Get a personal loan on credit card in an emergency
Get a personal loan on credit card in an emergency

Invest Anywhere,
Anytime

  • Mobile Banking
  • Net Banking
  • WhatsApp Banking
EXPLORE DIGITAL BANKING
Mobile Banking
Mobile Banking

Download
iMobile App

Click to Enlarge

Mobile Banking
Mobile Banking
Mobile Banking

Download
Pocket

Click to Enlarge

Mobile Banking
Mobile Banking
Net%20Banking
WhatsApp Banking

Invest Anywhere,
Anytime

Mobile Banking | Net Banking
WhatsApp Banking

Mobile Banking