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Benefits of RuPay Credit Card on UPI

faster transaction

faster transaction

Users can expect faster transaction times, a boost in security due to combined protocols

exclusive discounts

exclusive discounts and cashback

exclusive discounts and cashback on select transactions.

digital payment

uplifted digital payment experience

The amalgamation ensures an uplifted digital payment experience with ICICI Bank’s robust backend support

bank-to-bank transfers

real-time bank-to-bank transfers

Users can benefit from real-time bank-to-bank transfers, minimising delay and maximising efficiency.


How to link ICICI Bank RuPay Credit Card on iMobile Pay app1?

RuPay Credit Card on UPI - Fees & Charges

PPF account can be transferred from one authorised bank or Post office to ICICI Bank.

RuPay Credit Card on UPI - Fees & Charges

Charge Category


Amount (INR)

Linking Charges

Fee for integrating card with UPI


Transaction Fee

Standard cost for transactions

Free up to Rs. 5000; Rs. 10 post this threshold

UPI PIN Generation

Fee for creating your UPI PIN


Exceeding Limit Fee

Penalty for breaching transaction limits

Rs. 50

Failed Transaction

Charge for transactions that don't go through

Rs. 5



Can we use RuPay credit card for UPI transactions?

Yes, you can use the RuPay credit card for UPI transactions once it's linked.

How to generate UPI PIN for Credit Card?

During the linking process on UPI apps, you'll be prompted to set a UPI PIN, which will act as your transaction password.

What is the limit of RuPay credit card on UPI?

The transaction limit varies, but typically it's up to Rs 1,00,000 per transaction.

What are the benefits of adding RuPay credit card to UPI?

Benefits include higher transaction limits, rewards, real-time transfers, and enhanced security.

Is it good to link credit cards to UPI?

Linking offers convenience and quick transactions but ensures you follow security guidelines.

Can I make payment to any person or other credit card using the linked credit card on UPI?

Yes, you can pay anyone registered on UPI using your linked credit card.

Can I link my Visa/Mastercard/Diners Credit Card on UPI?

Currently, only RuPay Credit Cards are supported by ICICI Bank on UPI.

Is there any limit on the amount of transactions on linked credit cards on UPI?

Yes, there's a daily and per transaction limit, typically up to Rs 1,00,000.

Where can I see my ICICI Bank RuPay Credit Card transactions happen through UPI platform?

You can view these transactions in your UPI app's transaction history or your ICICI iMobile Pay app under the card's transaction details.