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The ICICI Bank Instant Platinum Credit Card is a good choice for you if you need an instant and free Credit Card. Get this secure instant credit card that is issued against a fixed deposit. Anyone who can open a FD account with at least Rs 20,000 can avail this credit card. Cardholder will earn interest on the deposited amount. They will also, earn reward points on certain transactions made via the credit card. Build or repair your Credit Score with our assured credit card against fixed deposits.
Credit free period of 48 days depends on your statement date.
There is no cap on the number of times the limit can be changed
Late payment fee is charged on the credit card in the following scenarios:
If the minimum amount due is received after the due date
No payment is received
Payment received is less than the minimum amount due.
The amount of late payment being charged depends on the Total Amount Due of the credit card statement.
When minimum amount outstanding is credited before due date of that statement, late payment charges will cease to apply.
Alternatively, you may check these details from www.icicibank.com > Rates and Charges > Service Charges and Fees > Personal Banking > Credit Card.