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Benefits & Features
High Withdrawal Limit And Transaction Limit
  Daily cash withdrawal limit at ATM Daily purchase limit at retail outlets and on merchant websites
Domestic Rs 1,00,000 Rs 3,00,000
International Rs 1,00,000 Rs 1,50,000
Online Transactions
You can use your ICICI Bank Visa Gold Family Debit Card on the internet for buying travel or movie tickets, paying your bills and much more. For online transactions, you need a 3D Secure PIN (Verified by Visa/ Mastercard Secure Code). You can generate the 3D Secure PIN during your first online transaction on the merchant website itself. Online transaction limit per day (with effect from August 1, 2018) for ICICI Bank Gold Family Debit Card is Rs Rs. 1,25,000 per day.
Zero Surcharge On Fuel Purchases

Fuel surcharge waiver would be applicable for the transactions done on ICICI Bank swipe machines at selected Government fuel outlets (HPCL/IOCL/BPCL)

ICICI Bank Debit Card holders who transact on Non-ICICI Bank swipe machines at any fuel petrol outlet would be levied surcharge amount at the discretion of the member/ acquiring bank and the surcharge shall be reversed once we receive the refund from the respective acquiring bank.

For list of fuel outlets pumps where surcharge will not be levied, click here.

Complimentary Airport Lounge Access*

Transform your airport experience to luxury with your family. Get complimentary airport lounge access to a maximum of 1+1 pax visits every quarter at the following participating airport lounges on ICICI Bank Family Debit Card.

Sr. No. State City Lounge Terminal
1 Delhi Delhi Plaza Premium Domestic T1D
2 Delhi Delhi Plaza Premium Domestic T3
3 Karnataka Bengaluru Plaza Premium Domestic
4 Maharashtra Mumbai MALS Domestic T2
5 Maharashtra Mumbai Travel Club Domestic T1C
6 Tamil Nadu Chennai Travel Club Domestic
7 Telangana Hyderabad Plaza Premium Domestic
8 West Bengal Kolkata Travel Club Domestic
9 Maharashtra Mumbai Oasis Domestic

*The list of participating lounges is subject to change as per the bank’s policy, without prior notice.

Earn ICICI Rewards On Debit Card Purchases

Earn 1 ICICI Bank Rewards on every Rs 200 spent at merchant establishments in India. You can earn points as follows:

  At merchant establishment in India At Indian Websites At merchant establishment located outside India
ICICI Bank Rewards per Rs 200 1 1 1

Note: You will not earn reward points on Mutual funds, Telecom, Education, Utilities, Insurance premium, Government Payments, Fuel and Post Office payment made through your ICICI Bank Debit Card.

Insurance

With effect from October 28, 2019, the complimentary insurance feature which is currently available on your Debit Card, shall now be linked to your Savings Account. For details, click here

Zero Liability Protection

The ICICI Bank Visa Gold Family Debit Card comes with the added security of Zero Liability, a unique feature which protects your Debit Card against unauthorised purchases on loss, theft or misplacement. All you need to do is call our Customer Care within 15 days to report loss or misuse and provide the necessary documents. The balance in your account will be restored.

Effective August 1, 2011, the Terms and Conditions of Zero Liability Protection on your Debit Card have changed. Click here for more details.

Better Tracking

Receive instant SMS alerts for transactions done on your ICICI Bank Visa Gold Family Debit Card.

Itemised Billing

Your ICICI Bank Visa Gold Family Debit Card allows you to track your spends on a regular basis. The details of the purchases made on your card, along with the date, merchant name and amount are mentioned in your bank statement.

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EMI on Debit Card FAQ's'

EMI on Debit Card is one of the payment options available across local merchants and online websites. With your ICICI Bank Debit/ATM Cards you can now make payments in easy monthly instalments.

Eligible customers will see this option on the payment page during checkout for online transactions or SMS DCEMI_xxxx(last four digits of yourdebit card) to 5676766.

You have to visit Flipkart/Amazon website or their respective mobile app or mobile site. Select the product and add it to cart. Choose “EMI” option for payment, select “ICICI Bank-Debit Card” under “Easy Instalments”, enter the Debit Card details and complete the transaction.