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Fees and Charges for Instant Balance Transfer
| Loan Type | Original Processing Fees | Discounted Processing Fees |
|---|---|---|
| Home Loan | 0.5% + AT* | 0.25% + AT* or 5000 + AT* whichever is lower |
| Home Loan (for ICICI Group employees) | NIL | NIL |
| Loan against Property (Residential) | 1% + AT* | 0.5% + AT* |
| Loan against Property (Commercial) | 1% + AT* | 0.5% + AT* |
| Commercial Property Purchase | 1% + AT* | 0.5% + AT* |
| Top-up (for ICICI Group employees) | 0.25% + AT* | 0.25% + AT* |
| Top-up (for others) | 1% + AT* | 0.5% + AT* |
| Administrative Charges | Rs. 5,000 + AT* or 0.25% + AT* whichever is lower |
|---|---|
| CIBIL Report Charges | Nil (For the applicant) 50 +AT* (For each Co-applicant added) |
| Loan Amount | CERSAI** |
|---|---|
| <= 5 Lakhs | 50 + AT* |
| >5 Lakhs | 100 + AT* |
* Applicable taxes
**Central Registry of Securitisation Asset Reconstruction and Security Interest
Note : 4% prepayment charges will be applicable for Non Home Loans where Non-individual (proprietorship/partnership/LLP/company) is present in the loan as applicant/co-applicant.
