Your eligibility for a Home Loan is calculated by considering various factors, including your monthly income, fixed monthly obligations, current age, retirement age and more. It is not just about securing a loan; it is about unlocking your dream home while ensuring affordability.

When assessing eligibility, ICICI Bank considers your capacity to repay the loan comfortably without straining your finances. It ensures that you confidently embark on your home ownership journey, knowing that the loan is structured to suit your financial capacity.

Our application process is designed to be smooth and convenient. We understand that the paperwork involved in securing a Home Loan can be confusing. At ICICI Bank, we have streamlined the process, requiring minimal documentation to get you started on your Home Loan journey with ease. Here is what you need:

• Application form with a photograph duly signed.
• Identity, residence, and age proof.
• Last 6 months bank statements.
• Last 3 months' salary slips.
• Processing fee cheque.
• Form 16/ Income Tax Returns.

We aim to simplify the documentation process so you can focus on your dream home rather than losing your way under piles of paperwork.

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