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Exclusive Programme Privileges

Dedicated Relationship Manager For your family and you
Dedicated Relationship Manager For your family and you
Current Account Best suited for businesses
Current Account Best suited for businesses
Premium Cards With exclusive Offers
Premium Cards With exclusive Offers
Loans At Special Interest Rates & Discount on Processing Fees
Loans At Special Interest Rates & Discount on Processing Fees
Demat Account Opening Fee Waiver & Free Brokerage up to Rs 25,000
Demat Account Opening Fee Waiver & Free Brokerage up to Rs 25,000
Family Banking Benefits for your family
Family Banking Benefits for your family
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Experience Privileges on Savings Account

Rewarding Benefits

  • Fee Waiver on opening Trading Demat Account
  • Free Brokerage up to Rs 25,000 on Trading Account
  • Attractive rates on Inward & Outward Remittances
  • Preferential Interest Rate & Discount on Processing
    Fee for Loan products

Complimentary Personal Protection Benefits

  • Personal Accident Insurance of Rs 10 lakh
  • Air Accident Insurance of Rs 40 lakh
  • No hidden clauses

Provide unmatched Family Banking Privileges to your loved ones

Enjoy Exclusive Benefits with Your Entire Family

  • Extend Privilege Banking benefits to up to 10 family
    members
  • All members can enjoy benefits of the Programme
  • No charges for non-maintenance of balance

Simplify Your Family's Banking Experience

  • Immediate family members’ Accounts can be linked under
    Single User ID
  • Main Account holder/Primary member can view & transact in
    all Accounts
  • All Accounts will be visible on the Retail Internet Banking
    website as well as on iMobile Pay app
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Take your business to new heights.

Smart Current Account & Seamless Transactions

  • Smart Current Account with free transaction limits
  • Single Current Account for Domestic & International transactions
  • Auto-fetch e-challan and make error-free GST payments

CASA Pooling & Single-Sign-On

  • Fungible balance across Savings Account & Current Account
  • Auto-sweep your excess funds from Current Account to Savings
    Account & vice versa
  • Seamlessly switch between your Savings Account and Current
    Account online banking platforms

HUF Account

  • Seamless Account opening process with minimum
    documentation
  • Consolidated online view & transact for KARTA on
    Retail Internet Banking

Empower Your Child's Future with Privilege Solutions

  • Introduce your children to the world of banking with Young Stars and Smart Star Accounts
  • Education Loan for India and Overseas at attractive Interest Rates
  • Bank on us for Life! Campus Power Solution for your child's higher education needs and beyond
  • Exclusive offers on Mine, Coral & Alumni Credit Cards

Get a Smooth Transition to a Fulfilling Retirement

  • Golden Years Retirement Solutions, Senior Citizens Savings Scheme (SCSS), FD Solutions for monthly income & many other investment solutions
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Explore our range of cards

Titanium Debit Card

Joining fee: NIL

Annual fee: NIL

  • Domestic Cash Withdrawal

    limit: Rs 100,000

  • Domestic Transaction limit:

    Rs 500,000 (POS or E-Com)

  • Zero Surcharge on Fuel

    Purchases

  • EMI on Debit Card

    facility

Titanium Family Debit Card

Joining fee: NIL

Annual fee: NIL

  • Domestic Transaction limit:

    Rs 300,000 (POS or E-Com)

  • Buy 2 get 2 free, on movie

    tickets from BookMyShow

  • Birthday dining offer & minimum

    15% discount at select restaurants

  • Complimentary 1+1 passengers’

    quarterly lounge access*

  • Earn Reward Points on

    Debit Card spends

  • Zero Surcharge on

    Fuel Purchases

  • *Primary member will get Titanium Family

    Debit Card, if the Family Account is linked.

Sapphiro Credit Card

Joining fee: 6,500 + GST

Annual fee: 3,500 + GST

  • Joining benefits up

    to Rs 9,000

  • Reward Points on International

    and Domestic spends

  • 4 complimentary Domestic and 2

    International Lounge visits per quarter

  • Complimentary membership to DreamFolks

    Membership Programme

Multicurrency Forex Prepaid Card

Joining fee: NIL

Annual fee: NIL

  • Contactless transactions with 15

    currency options in a Single Account

  • Enhanced security and convenience

    of faster transactions

Sapphiro Forex Prepaid Card

Joining fee: Rs 2,999 + GST

Annual fee: Rs 999 + GST

  • Joining benefits of

    Rs 10,000

  • No mark-up charges on cross-currency

    transactions across 15 currencies

  • 2 complimentary lounge visits

    per quarter

  • 5% cashback on all Airlines and Hotel

    spends, up to Rs 3,000

Privilege Banking services at your fingertips

iMobile
Pay

Fund Transfers, UPI, investments, bills payments, instant Loans & other banking services on the move

InstaBiz
App

Loans, Fund Transfers, GST, bill payments & other business banking needs on the go

Retail Internet
Banking

Fund Transfers, bill payments, access Accounts and manage your finances from anywhere, anytime

Corporate Internet Banking

Round-the-clock bulk payments, Tax payments, utility bill payments, Trade Services and more

Want to know the eligibility

Threshold

Deposits

Savings Account: Rs 1 lakh or 
Current Account: Rs 3 lakh or 
Total Relationship Value: Rs 5 lakh

Loans

Home Loan/Loan Against Property: Rs 50 lakh or
Secured: 10 lakh or
Unsecured: Rs 5 lakh or
Credit Card Limit: Rs 4 lakh

Investment

Demat Book: Rs 10 lakh or 
Monthly Forex Throughput: CCY

Threshold can be maintained across Personal Banking and Business Banking relationship by availing Grouping Facility

  • Disbursed amount to be considered for Loan relationships

  • Equity Balances to be considered for Demat relationship

  • Secured: Auto Loan, Business Loan Group, Commercial Vehicle Loan, Two Wheeler Loan, Kisan Credit Card, Jewel Loan, Commercial Business Funding, FE & Inventory Funding, Kisan Kalp Vriksha, Rural Business Card

  • Unsecured: Personal Loan, Education Loan

Schedule of Charges: privilege-banking-soc.pdf (icicibank.com)

Privilege Banking FAQs

I am an existing ICICI Bank Savings Account holder. Can I enrol myself for Privilege Banking Programme?

Yes, you can upgrade yourself to the Programme by filling up the Upgrade Form.

Can I enrol myself for Privilege Banking Programme if I am not an existing ICICI Bank Savings Account holder?

Yes, you can enrol for the Programme. You have to open either a Programme linked Savings Account or Current Account.

Can I extend Privilege Programme benefits to my family members?

Yes, you can extend the benefits of Privilege Banking Programme to your family members by filling up the Grouping Form.

How many family members can be linked under Privilege Banking Programme?

You can link up to ten family members under the Programme.

Can I link my Current Account under Privilege Banking Programme?

Yes, up to two Current Accounts can be linked under the Programme.

What privileges can I enjoy under Privilege Banking Programme?

You can avail privileges like Premium Card benefits, Family Banking benefit and special pricing benefits across investments, insurance, entertainment and much more.

I own a business. Are any exclusive features available for me under Privilege Banking Programme?

As a businessperson, you can enjoy various benefits like Preferential Interest Rate on Business Loan, Single Sign-in feature for Retail Banking and Corporate Banking and much more.