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HPCL Coral Credit Card
Want to reduce those fuel bills? Look no further
The ICICI Bank HPCL Coral Credit Card help you keep fuel costs under check with cashback and savings on fuel surcharge.What’s more, you earn accelerated rewards which can be redeemed for fuel instantly at HPCL petrol pumps.
Features and Benefits
- Earn 2 ICICI Bank Rewards Points on every Rs. 100 spent on retail purchases except fuel.
- Get 2.5% cashback and savings of 1% fuel surcharge on fuel purchases at HPCL pumps.
- 25% discount on movie ticket bookings upto Rs. 100 per transaction on www.bookmyshow.com
Please note: With effect from May 20, 2017, 2.5% cashback on fuel purchases at HPCL fuel pumps will be applicable on minimum transaction value of ₹500.
The digitised Membership Kit for ICICI Bank HPCL Coral Credit Card is available in a convenient PDF format. The Membership Kit includes the membership guide, Terms & Conditions and the Most Important Terms and Conditions (MITC). To download, click here.
For more details, please browse through sections on the left.
Card members holding an earlier version of the ICICI Bank HPCL Credit Card can click here to know more. All features of the ICICI Bank HPCL Credit Card continue unchanged.
Our Credit Cards come with an embedded microchip which provides additional security against counterfeiting and duplication of cards.
- The new chip cards have an extra layer of security in the form of a Personal Identification Number (PIN).
- You will be required to enter your PIN on the terminal for transactions at merchant outlets.
- To know more about Chip and PIN security, please click here
- This PIN is not required for online transactions.
Fees and Charges
Joining & Annual Fees
- Joining Fee - ₹ 199 + goods and services tax
- Annual Fee (First year) - NIL
- Annual Fee (Second year onwards) - ₹ 199* + goods and services tax
- Supplementary Card Fee - NIL
- Overdue interest on extended credit and cash advances - 3.40% per month (40.80% annualized).
* If total spends on the Credit Card is ₹ 50,000 or more during an anniversary year, the Annual Fee for the subsequent year shall be reversed. If the total spends on the Credit Card is less than ₹ 50,000 during an anniversary year, the Annual Fee shall not get reversed for the subsequent year.
Please refer to the Most Important Terms & Conditions (MITC) for other charges.
Eligibility criteria for the ICICI Bank HPCL Coral Credit Card
Applicants must have a good credit score and must fulfil the eligibility criteria as mentioned below:
Eligibility criteria |
Details |
Nationality |
Indian |
Age |
18 to 60 years |
Occupation |
Salaried or employed |
Minimum monthly income requirement |
Applicable as per the location |
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Choose the best Credit Card for you that suits your needs. ICICI Bank Credit Cards offer a host of benefits and offers to cater to your needs.
FAQs
A Credit Card is a payment card that works on the concept of purchasing now and paying later. A Credit Card is accepted universally and allows the Cardholder to purchase goods without cash. Bank issues the Credit Card with a certain credit limit amount to spend basis the customer's income eligibility and profile. There is a set time period for paying the Credit Card bill however, in case of any delay the customer has to pay the utilised amount along with an interest and other charges.
The benefits of an ICICI Bank Credit Card:
- Universal payment acceptance
- Earn Reward Points or cashback for every retail spend made on ICICI Bank Credit Card
- Enjoy credit free payment days of maximum up to 48 days including the due-date
- Fuel Surcharge waiver
- Exciting discount offers on dine-out and movie tickets
- VISA lounge access benefits
- Build a credit history etc.
Eligible applicant must:
- Be a citizen of India
- Be between the age limit of 21 years till 58 years, if salaried
- Up to 65 years of age, if self-employed
- Must fulfil the minimum income requirement at the time of application.
You can apply for an ICICI Bank Credit Card by visiting our official website i.e. https://www.icicibank.com/
A Credit Card balance is the available balance from the sanctioned credit amount, which a Cardholder can use to purchase goods through the following methods: Online, Point of Sale, Cash Withdrawal etc.
A Credit Card Statement is a summary of spends and payments made through the Credit Card during the specific period of credit cycle.
Reward Points are awarded against retail purchases on your ICICI Bank Credit Card, which may differ between cards. It can be redeemed on our reward platform.
You can activate your Credit Card for International transactions through iMobile Pay or Retail Internet Banking (RIB).
ICICI Bank offers a varied range of Gemstone and Co-branded Credit Cards which fulfils your day-to-day expenditure requirement along with exciting offers and discounts on selective range of products throughout the year.
The cardholder can enjoy two complimentary airport lounge accesses every quarter as a part of the travel benefits.
If your Credit Card is lost or stolen, contact ICICI Bank Customer Care to have it blocked
You will accumulate five PAYBACK reward points for every Rs <100> spent on fuel transactions at HPCL petrol pumps.
You can easily update your mailing address, mobile number, e-mail address and other personal information by visiting any ICICI Bank Branch.
A fee of Rs 100 for cash payments is applicable at the branch. You can choose an alternative payment method like Internet Banking to avoid this charge.
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