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  • Minimum gross monthly income
  • Maximum gross monthly income
  • Minimum EMI
  • Maximum EMI
%
  • Minimum interest rate
  • Maximum interest rate
  • Minimum tenurev
  • Maximum tenure

  • Minimum outstanding
  • Maximum outstanding
%
  • Minimum current interest rate
  • Maximum current interest rate
  • Minimum outstanding tenure
  • Maximum outstanding tenure
%
  • Minimum interest rate
  • Maximum interest rate
  • Minimum required tenure
  • Maximum required tenure
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30,000

20,000

Monthly EMI

You Save ₹10,201/month

30,000

20,000

Total amount paid
24,48,240
  • Minimum down payment
  • Maximum down payment
  • Minimum gross monthly income
  • Maximum gross monthly incom
  • Minimum EMI
  • Maximum EM
%
  • Minimum interest rate
  • Maximum interest rate
  • Minimum tenure
  • Maximum tenure

65,43,590

50,43,590

60,000

40,000

Value Added Services

Learn more about home loans!

Learn more about home loans!

Blogs, Videos and Tools curated just for you, to guide you through your home loan journey.

Track My Loan

Track my loan

Already applied for a loan?
Check the status of your loan in an instant.

Owning your home is this easy

Owning your home is this easy

Choose your dream home from 48,000 approved properties with ICICI Bank’s list of approved projects

Resale Services

Resale Services

Do you want to buy a resale property?
We can assist you

Explore our unique Mortgage loan solutions

Express Home Loan

Express Home Loan

Get your home loan instantly with ICICI Express Loans.

NRI Home Loan

NRI Home Loan

A unique loan for NRIs with low interest rate and special processing fees.

Balance Transfer Home Loan

Balance Transfer
Home Loan

Transfer your home loan conveniently and get lower interest rates.

Land Loan

Land Loan

Need to buy a plot for your unique vision? Get ICICI’s Land Loan now!

Money Saver

Money Saver

Pay reduced Interest On Your Home Loan

Step Up

Step Up

Enhance your eligibility for your first Home Loan

Loan against property

Loan against
property

Get Loan up to Rs. 5 Crore on your property

Home Overdraft

Home Overdraft

Withdraw your funds anytime and pay interest only on the utilized amount

Commercial property Loan

Commercial property Loan

Loan For Purchase / Construction Of Commercial Property Up To 75%

Top Up loan

Top Up loan

Get A Top Up On Your Existing Loan

Home Improvement Loan

Home Improvement Loan

Renovate your Home Loan with our Home Improvement loan

Home Loan FAQs

What is a home loan?

A home loan is essentially a financing option where funds are provided to an individual or an entity for the purchase, construction, extension, or renovation of a residential property.

How do I apply for a home loan?

You can apply for a home loan from ICICI Bank through our website (www.icicibank.com). Or, you could visit the branch of ICICI Bank that’s nearest to you to submit your application for a loan. To apply for a home loan, click here

What are the documents required to apply for a home loan?

To apply for a home loan, you need to submit documents such as a proof of identity, a proof of address, a loan application form that has been duly filled and your financial documents. To know more about this, click here.

 

What are the parameters for arriving at Home Loan eligibility?

We determine your eligibility after considering various factors, including your monthly income, your monthly financial obligations, your current age and your retirement age, among other things. To check if you’re eligible for our home loan, click here.

How is the Equated Monthly Instalment (EMI) for a home loan calculated?

The EMI is calculated on the basis of specific factors like the amount of the loan, its tenure and the rate of interest.

To calculate the EMI for your home loan, click here.

What do you understand by floating rate of interest in Home Loan?

A floating rate of interest is linked to a benchmark rate. As per guidelines of RBI, floating rate Home Loans from banks are linked to external benchmark rates. ICICI Bank’s floating rate of interest is linked to Repo Rate declared by RBI from time to time. So, rate of interest of your housing loan changes in line with the Repo Rate. As a result, the EMI or the tenure of your loan will increase or decrease, depending on the change in the rate of interest.

What is the meaning of a fixed rate of interest on a home loan?

A fixed rate of interest on a home loan means that the rate of interest does not change throughout the tenure of the loan. So, the EMI will also remain fixed.

Is there any tax benefit available on home loans?

Yes, you can claim the amount paid towards the repayment of the principal and the interest components as deductions in your income tax return. The limits on the amount deductible are governed by the applicable income tax laws.

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