Quick Action
    Quick Actions
    iPal Icon
    GET A CALL BACK

    Want us to help you with anything?
    Request a Call back

    This field is required Only alphabetes are allowed
    This field is required Only alphabetes are allowed
    Please enter valid number
    Please enter valid email
    Please select product type
    Please enter valid pincode

    Thank you for your request.

    Your reference number is CRM

    Our executive will contact you shortly

      GET IN TOUCH apply now

      Want us to help you with anything?
      Request a Call back

      This field is required Only alphabetes are allowed
      This field is required Only alphabetes are allowed
      Please select a country
      Please enter valid number
      Please enter valid email
      Please select product type
      Please select product type
      Please enter valid pincode

      Thank You for your response.

      Our executive will contact you shortly
      Sorry! Please check back in a few minutes as an error has occurred.
      Tools to help you get started!
      • EMI Calculator
        Check your monthly EMI

      • Eligibility Calculator

        Subheading

      • Heading

        Subheading

      • Heading

        Sub Heading

      Calculate your monthly EMI

      ₹
      • ₹Minimum gross monthly income
      • ₹Maximum gross monthly income
      ₹
      • ₹Minimum EMI
      • ₹Maximum EMI
      %
      Months

      *The EMI displayed is indicative and may vary during actual loan processing.

      ₹

      ₹

      # CTA2

      *The EMI displayed is indicative and may vary during actual loan processing.

      ₹
      • ₹Minimum outstanding
      • ₹Maximum outstanding
      %
      • Minimum current interest rate
      • Maximum current interest rate
      • Minimum outstanding tenure
      • Maximum outstanding tenure
      %
      • Minimum interest rate
      • Maximum interest rate
      • Minimum required tenure
      • Maximum required tenure
      Chart item1
      Chart item2

      ₹ 30,000

      ₹ 20,000

      Monthly EMI

      You Save ₹10,201/month

      ₹ 30,000

      ₹ 20,000

      Total amount paid
      ₹24,48,240
      CTA1 CTA2
      ₹
      • ₹Minimum down payment
      • ₹Maximum down payment
      ₹
      • ₹Minimum gross monthly income
      • ₹Maximum gross monthly incom
      ₹
      • ₹Minimum EMI
      • ₹Maximum EM
      %
      • Minimum interest rate
      • Maximum interest rate
      • Minimum tenure
      • Maximum tenure

      ₹65,43,590

      ₹50,43,590

      ₹60,000

      ₹40,000

      CTA1 CTA2
      Apply for home loan

      Value Added Services

      Learn more about home loans!

      Learn more about home loans!

      Blogs, Videos and Tools curated just for you, to guide you through your home loan journey.

      READ THE %HOMEBUYER’S% SMARTBOOK
      Track My Loan

      Track my loan

      Already applied for a loan?
      Check the status of your loan in an instant.

      Track now Raise a Service Request
      Owning your home is this easy

      Owning your home is this easy

      Choose your dream home from 48,000 approved properties with ICICI Bank’s list of approved projects

      View ICICI Approved Projects
      Resale Services

      Resale Services

      Do you want to buy a resale property?
      We can assist you

      Know More

      Explore our unique Mortgage loan solutions

      Express Home Loan

      Express Home Loan

      Get your home loan instantly with ICICI Express Loans.

      Know More
      NRI Home Loan

      NRI Home Loan

      A unique loan for NRIs with low interest rate and special processing fees.

      Know More
      Balance Transfer Home Loan

      Balance Transfer
      Home Loan

      Transfer your home loan conveniently and get lower interest rates.

      Know More
      Land Loan

      Land Loan

      Need to buy a plot for your unique vision? Get ICICI’s Land Loan now!

      Know More
      Money Saver

      Money Saver

      Pay reduced Interest On Your Home Loan

      Step Up

      Step Up

      Enhance your eligibility for your first Home Loan

      Loan against property

      Loan against
      property

      Get Loan up to Rs. 5 Crore on your property

      Home Overdraft

      Home Overdraft

      Withdraw your funds anytime and pay interest only on the utilized amount

      Commercial property Loan

      Commercial property Loan

      Loan For Purchase / Construction Of Commercial Property Up To 75%

      Top Up loan

      Top Up loan

      Get A Top Up On Your Existing Loan

      Home Improvement Loan

      Home Improvement Loan

      Renovate your Home Loan with our Home Improvement loan

      AVAIL HOME LOAN NOW

      Home Loan FAQs

      EXPAND ALL | COLLAPSE ALL

      What is a home loan?

      A home loan is essentially a financing option where funds are provided to an individual or an entity for the purchase, construction, extension, or renovation of a residential property.

      How do I apply for a home loan?

      You can apply for a home loan from ICICI Bank through our website (www.icicibank.com). Or, you could visit the branch of ICICI Bank that’s nearest to you to submit your application for a loan. To apply for a home loan, click here

      What are the documents required to apply for a home loan?

      To apply for a home loan, you need to submit documents such as a proof of identity, a proof of address, a loan application form that has been duly filled and your financial documents. To know more about this, click here.

       

      What are the parameters for arriving at Home Loan eligibility?

      We determine your eligibility after considering various factors, including your monthly income, your monthly financial obligations, your current age and your retirement age, among other things. To check if you’re eligible for our home loan, click here.

      How is the Equated Monthly Instalment (EMI) for a home loan calculated?

      The EMI is calculated on the basis of specific factors like the amount of the loan, its tenure and the rate of interest.

      To calculate the EMI for your home loan, click here.

      What do you understand by floating rate of interest in Home Loan?

      A floating rate of interest is linked to a benchmark rate. As per guidelines of RBI, floating rate Home Loans from banks are linked to external benchmark rates. ICICI Bank’s floating rate of interest is linked to Repo Rate declared by RBI from time to time. So, rate of interest of your housing loan changes in line with the Repo Rate. As a result, the EMI or the tenure of your loan will increase or decrease, depending on the change in the rate of interest.

      What is the meaning of a fixed rate of interest on a home loan?

      A fixed rate of interest on a home loan means that the rate of interest does not change throughout the tenure of the loan. So, the EMI will also remain fixed.

      Is there any tax benefit available on home loans?

      Yes, you can claim the amount paid towards the repayment of the principal and the interest components as deductions in your income tax return. The limits on the amount deductible are governed by the applicable income tax laws.

      View More

      See how easy it is to get a Home Loan! Watch Now

      How to Get Insta Home Overdraft
      4 Years Ago

      Steps to get Insta Home Loan Balance Transfer
      2 Years Ago

      Loan EMI calculation on iMobile
      2 Years Ago
      Close icon

      VIEW ALL VIDEOS

       

       

       

      Home Loan Blogs

      Is It possible to get a Home Loan without Property Documents?

      Is It Possible to Get a Home Loan Without Property Documents
      Is It possible to get a Home Loan without Property Documents?

      Is It Possible to Get a Home Loan Without Property Documents
      Loan Sanction Procedure: A Complete Guide – ICICI BlogHomes

      Understand the Home Loan Sanction Process
      10 Months Ago
      20 lakh Home Loan

      20 Lakh Home Loan
      1 Year Ago
      Loan Against Property for Pensioners

      Loan Against Property for Pensioners: Features and Benefits

      1 Year Ago
      View all blogs

      Home Loan Reviews

      Star
      Double quote

      I can view live share prices, trade shares, invest Mutual Funds and insurance with my seamless and secure 3-in-1 Online Trading Account.

      Mr. Sameera Singh1

      I can view live share prices, trade shares, invest Mutual Funds and insurance with my seamless and secure 3-in-1 Online Trading Account.

      Mr. Sameera Singh2

      I can view live share prices, trade shares, invest Mutual Funds and insurance with my seamless and secure 3-in-1 Online Trading Account.

      Mr. Sameera Singh3

      I can view live share prices, trade shares, invest Mutual Funds and insurance with my seamless and secure 3-in-1 Online Trading Account.

      Mr. Sameera Singh4

      I can view live share prices, trade shares, invest Mutual Funds and insurance with my seamless and secure 3-in-1 Online Trading Account.

      Mr. Sameera Singh5

      I can view live share prices, trade shares, invest Mutual Funds and insurance with my seamless and secure 3-in-1 Online Trading Account.

      Mr. Sameera Singh6

       I can view live share prices, trade shares, invest   Mutual Funds and insurance with my seamless and secure     3-in-1 Online Trading Account.

      Mr. Sameera Singh7

      I can view live share prices, trade shares, invest Mutual Funds and insurance with my seamless and secure 3-in-1 Online Trading Account.

      Mr. Sameera Singh8

      I can view live share prices, trade shares, invest Mutual Funds and insurance with my seamless and secure 3-in-1 Online Trading Account.

      Mr. Sameera Singh9

      I am a good tester with good analytical skill

      jeny mishra
      Double quote

      Apply for loans at
      your convenience

      • Mobile Banking
      • Net Banking
      • WhatsApp Banking
      EXPLORE DIGITAL BANKING
      Mobile Banking
      Mobile Banking

      Download
      iMobile App

      Click to Enlarge

      Mobile Banking
      Mobile Banking
      Mobile Banking

      Download
      Pocket

      Click to Enlarge

      Mobile Banking
      Mobile Banking
      Net%20Banking
      WhatsApp Banking

      Apply for loans at
      your convenience

      Mobile Banking | Net Banking
      WhatsApp Banking

      EXPLORE DIGITAL BANKING
      Mobile Banking
      iMobile Download Download
      iMobile App       Pocket Download Download
      Pockets App
      Close icon
      play-arrow
      pause-arrow