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With the help of ICICI Bank Balance Transfer, reduce the burden of your existing loan.
You can reduce your EMIâs by transferring your existing personal loan with ICICI Bank and also avail extra funds for your requirements at lower interest rate with additional exciting benefits.
Key features and benefits:
- Attractive Interest Rate
- Avail top-up loan facility
- Hassle free transfer with minimal documentation
- Increased tenure
Documents required for Balance Transfer:
- Most recent loan statement
- Last 6 months bank statement along with repayment schedule
- Salary slip
- KYC
*T&C apply
![](/content/dam/icicibank/icici-assets/personal-banking/benefits-of-personal-loan.jpg)
![PLCC](/content/dam/icicibank/icici-assets/personal-banking/home-loans-icon.png)
PLCC
Loan to select ICICI Bank credit card customers based on their spends transactions pattern and payment history.
![Pre-approved Loan](/content/dam/icicibank/icici-assets/personal-banking/balance-transfer.png)
Pre-approved Loan
It is an instant loan facility for selected customers and does not require any collateral or security.
![Wedding Loan](/content/dam/icicibank/icici-assets/personal-banking/wedding.png)
Wedding Loan
With ICICI Bank Personal Loans you can take pride in the fact that you did your wedding Apne Dum Par!
Loans are approved within 72 hours of submission of complete documentation.
In case you are unable to visit our branch for prepayment of your loan, you can send your representative along with an authority letter duly signed by the loan applicant, for payment. The co-applicant or third party visiting the branch for closing the loan needs to carry the documents mentioned below:
- Main applicant Identification proof (Driving License or Passport or Voters card or PAN Card)
- Authorisation letter from main applicant.
A processing fee is levied on loan, basis the defined pricing matrix followed by the bank. This fee will be deducted from the disbursal amount payable to you.