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Personal Loan in Pune
Pune is the second largest city in Maharashtra and is considered the state's cultural capital.Pune has had traditional old-economy industries which continue to grow. The city is now also known for Manufacturing, Automobile, Government and Private sector Research Institutes, Information Technology (IT) as well as Educational, Management and Training institutes that attract migrants, students and professionals not only from India but also from South East Asia, Middle East and African countries.
Whether it is short weekend trip to Lonavala or a business conference at Lavasa, ICICI Bank Personal Loans, Pune will help your financial needs. Several weekend getaways such as Khandala, Alibaug, Kashid etc are also situated very close to Pune.ICICI Bank Personal Loans, Pune is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans that do not require collateral.
ICICI Bank Personal Loans in Pune can be instantly availed from 46 branches across the city at low interest rates. The bank also offers a customised loan for sure product which can be availed with minimum documentation.
Documents needed to apply for ICICI Bank Personal Loans, Pune:
| Document Type | Document Required |
|---|---|
| Identity Proof (As per Revised KYC) | Passport, Voter ID, Driving License, PAN Card, Aadhar Card, ID card with applicant’s photograph issued by central/state government departments, statutory/regulatory authorities, PSUs, Scheduled commercial Banks and public financial institutions, Letter issued by gazetted officer with duly attested photograph of the person (Refer Annexure 1 for letter format to be used for certification by Gazetted Officer and Class of Gazetted Officers) |
| Declaration to be taken from Borrower in case of DOB mis-match | |
| Address Proof (As per Revised KYC) | Passport, Voter ID, Driving License (Driving license [DL] issued by State Regional Transport Office or any DL bearing exclusive disclaimer for not using the DL as residence proof will not be considered as an Address Proof), Aadhar Card, ID card with applicant’s photograph issued by central/state government departments, statutory/regulatory authorities, PSUs, Scheduled commercial Banks and public financial institutions, Letter issued by gazetted officer with duly attested photograph of the person (Refer Annexure 1 for letter format to be used for certification by Gazetted Officer and Class of Gazetted Officers) |
| If the current address in application form does not match with the address proof submitted as per point 2, then additional document to be collected from the 32 credit due-diligence documents | |
| Photograph | One latest Passport size |
| Residence Proof (if Owned) | Electricity Bill, Municipal Tax Receipt, (Share Certificate with Flat Number to be considered as Owned House Proof only) |
| Residence Proof (if Rented) | Registered Rent agreement (with utility bill), Land line bill,Post Paid Mobile Bill, Bank statement, Passport, Driving License, Voter ID |
| If Bachelor accommodation, Permanent address | Land line bills (Optional as per policy), Relationship Proof ( if bill is of relation as specified) |
| Landline Number at Residence | Latest bill |
| PAN Card | Photo Copy |
| Income | Latest salary slips, Bank Statement of last 3 months, Form 16 |
| Signature | Signature verification from bank, Passport, Driving License, PAN Card |
| Current Employment | Employment Offer letter, Salary Slips, Photo ID Card |
| Total Employment | Salary Slip with DOJ, Form 16 of current and previous companies , Previous company Appointment / relieving letter |
| Office address / e-mail ID and Personal e-mail ID | Addree and e-mail ID captured correctly, to mention in file if no external access to official e-mail ID |
| Bank Statement | 3 months |
No! ICICI Bank offers its customers collateral-free Personal Loans without any security.
- Universal payment acceptance
- Earn Reward Points or Cashback on every retail spend made by an ICICI Bank Credit Card
- Enjoy credit free payment days, maximum up to days, including the due date
- Fuel surcharge waiver
- Exciting discount offers on dine-out and movie tickets
- VISA Lounge access benefits
- Building a credit history.
Customers can foreclose their Personal Loan after the payment of at least one EMI. However, 5% charges (and taxes) will be applicable for foreclosing a Personal Loan.
