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Personal Loan EMI Calculator

%

%
%

30,000

20,000

10,201/month

30,000

20,000

24,48,240
%

65,43,590

50,43,590

60,000

40,000

Benefits and Features of Personal Loan

Explore the key benefits and features of ICICI Bank Personal Loans:

No Restriction on Fund Usage

No Restriction on Fund Usage

Borrowers have the flexibility to use the funds for various purposes

240
Instant Approval

Instant Approval

The online application process ensures quick approval, providing a seamless and hassle-free borrowing experience

240
Flexible Tenure

Flexible Tenure

Applicants have the flexibility to select a repayment period that aligns with their financial circumstances

240
Minimum Documentation

Minimum Documentation

The application process requires minimal documents, streamlining the overall borrowing experience

240
Fixed Interest

Fixed Interest

Enjoy the stability of a fixed interest rate throughout the repayment period

240
No Collateral Needed

No Collateral Needed

As an unsecured loan, there's no requirement for collateral.

240

Rs 9 Lakh Personal Loan Eligibility & Interest Rate

Rs 9 lakh Personal Loan Eligibility

To qualify for an online Personal Loan, applicants must meet the following criteria:

Profession: Salaried employees, self-employed professionals and non-professionals

Age: 20 years to 58 years for salaried employees, 28 years to 65 years for self-employed professionals and 25 years to 65 years for doctors

Income: Minimum Rs 30,000 for salaried individuals, minimum turnover of Rs 15 lakh for self-employed professionals and turnover of at least Rs 40 lakh for non-professionals

Experience: At least two years of job experience for salaried applicants, at least five years for business owners and at least three years for doctors

Duration in the Current Residence: At least one year

Minimum Profit: At least Rs 2 lakh for self-employed individuals and proprietorship firms and Rs 1 lakh for non-professionals after tax.

Interest Rates & Repayment – Rs 9 Lakh Personal Loan

The interest rates for ICICI Bank Personal Loans range from 10.65% to 16.00% per annum. The tenure spans from 2 months to 72 months, providing borrowers with flexibility in choosing a repayment period that aligns with their financial capacity. To find the most suitable repayment plan for an ICICI Bank Personal Loan, it's advisable to use the ICICI Bank Personal Loan EMI Calculator. Here's a quick example to illustrate:

Loan Amount (Principal) (Rs) Interest Rate Tenure (Years) Monthly EMI (Rs) Total Interest Paid (Rs) Total Repayment Amount (Rs)
9,00,000 11% 3 29,465 1,60,734 10,60,734
9,00,000 11% 5 19,568 2,74,091 11,74,091
9,00,000 11% 7 15,410 3,94,456 12,94,456
READ MORE

ICICI Bank offers Personal Loans tailored to specific needs such as:

  • Loan for Medical Emergency: Safeguard savings by opting for a loan to cover unexpected medical expenses
  • Loan for Marriage Expenses: Fulfil the dream of a grand wedding with financial support from ICICI Bank
  • Home Renovation Loan: Enhance living spaces with a dedicated loan for home renovation
  • Loans for Appliances and Gadgets: Stay technologically updated with loans for the latest appliances and gadgets
  • Loan for Travel: Explore the world with a travel loan designed for wanderlust
  • Loan for Online Courses: Invest in education and skills development with a specialised loan for online courses.

Choose ICICI Bank Personal Loans for flexible, hassle-free financial solutions tailored to your diverse personal needs and aspirations.

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