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Personal Loan in Chennai
Chennai formerly known as Madras- this 369 year old city is the capital of the southern state of Tamilnadu and is India's sixth-largest city in terms of population. It serves as one of the main gateways to South India and has a thriving local culture and art scene.
Being the centre of health care with esteemed medical institutions like Shankar Netralaya, CNRI, Apollo etc crores of people visit Chennai yearly for their medical needs.
In Chennai, ICICI Bank Personal Loans at low interest rate are serviceable from 95 branches will promptly aid you for any personal exigencies, if and when the need arises at the click of a button. Any loan amount between Rs. 50,000 and Rs. 20 lakh depending on the requirement will be funded within 72 hours.
ICICI Bank Personal Loans,Chennai also gives you an option of all safe insurance which covers several major illnesses. ICICI Bank Personal Loans also has exclusive tie ups with elite medical institutes for a seamless experience.
Documents needed to apply for ICICI Bank Personal Loans, Chennai:
| Document Type | Document Required |
|---|---|
| Identity Proof (As per Revised KYC) | Passport, Voter ID, Driving License, PAN Card, Aadhar Card, ID card with applicant’s photograph issued by central/state government departments, statutory/regulatory authorities, PSUs, Scheduled commercial Banks and public financial institutions, Letter issued by gazetted officer with duly attested photograph of the person (Refer Annexure 1 for letter format to be used for certification by Gazetted Officer and Class of Gazetted Officers) |
| Declaration to be taken from Borrower in case of DOB mis-match | |
| Address Proof (As per Revised KYC) | Passport, Voter ID, Driving License (Driving license [DL] issued by State Regional Transport Office or any DL bearing exclusive disclaimer for not using the DL as residence proof will not be considered as an Address Proof), Aadhar Card, ID card with applicant’s photograph issued by central/state government departments, statutory/regulatory authorities, PSUs, Scheduled commercial Banks and public financial institutions, Letter issued by gazetted officer with duly attested photograph of the person (Refer Annexure 1 for letter format to be used for certification by Gazetted Officer and Class of Gazetted Officers) |
| If the current address in application form does not match with the address proof submitted as per point 2, then additional document to be collected from the 32 credit due-diligence documents | |
| Photograph | One latest Passport size |
| Residence Proof (if Owned) | Electricity Bill, Municipal Tax Receipt, (Share Certificate with Flat Number to be considered as Owned House Proof only) |
| Residence Proof (if Rented) | Registered Rent agreement (with utility bill), Land line bill, Post Paid Mobile Bill, Bank statement, Passport, Driving License, Voter ID |
| If Bachelor accommodation, Permanent address | Land line bills (Optional as per policy), Relationship Proof ( if bill is of relation as specified) |
| Landline Number at Residence | Latest bill |
| PAN Card | Photo Copy |
| Income | Latest salary slips, Bank Statement of last 3 months, Form 16 |
| Signature | Signature verification from bank, Passport, Driving License, PAN Card |
| Current Employment | Employment Offer letter, Salary Slips, Photo ID Card |
| Total Employment | Salary Slip with DOJ, Form 16 of current and previous comapnies , Previous company Appointment / relieving letter |
| Office address / e-mail ID and Personal e-mail ID | Address and e-mail ID captured correctly, to mention in file if no external access to official e-mail ID |
| Bank Statement | 3 months |
