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  • Select The Right Investment For You
  • Not Sure? Find The Right Investment For You
Choose your investment product
Fixed Deposits
iWish Goal Based Savings
Recurring Deposits
Public Provident Fund
National Pension Scheme
Government Saving Schemes
Fixed Deposit

Meet your short & long term goals with an FD, earning higher interest with flexible tenures. FD provides you Safety, Instant Liquidity and Tax benefits for your investment.

Assured Returns

Open in 60 Secs

Free from Market risks

Manage Digitally

Calculate & compare to find an FD suitable for you

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Fixed Deposits tailored for you

Regular Fixed
Deposit
  • Start with ₹10,000
  • Auto-Renewal for continued Earnings
  • Liquidity with Overdraft
  • Flexible Tenure of 7 days to 10 years
Money
Multiplier FD
  • Start with ₹5,000
  • Flexible Tenure of 1 to 10 years
  • Liquidity of Saving Account
  • Higher earnings of Fixed Deposit
Tax Saver
Fixed Deposit
  • Save Tax upto ₹46,800
  • 5 Year Lock-in
  • No Premature Closure
  • Flexible interest pay outs
Monthly
Income FD
  • Invest Today-Get Monthly Income upon maturity
  • One time Lump-Sum + Monthly Income
  • Min. 2 year Investment period
  • Min Investment of Rs.1 Lakh
iWish Goal Based Savings

Start ticking items off your wish-list with an iWish Goal Based Savings Account.

Save any
amount anytime

No Penalty on
missed deposits

Personalize
your goal

Track and
manage your goal

For every wish of yours, there is an iWish

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Recurring Deposits

Start saving with amount as low as Rs. 500 monthly and earn higher interest, for a rewarding tomorrow.

Start as low as ₹500

Assured returns

Open in 60 secs

Manage digitally

Calculate your long term...

Calculate RD Returns
Regular Deposits tailored for you
Regular
Recurring Deposit
  • Monthly Deposit starting from Rs.500
  • Flexible Tenure of 6 months to 10 years
  • Same interest as a FD
Monthly
Income RD
  • Invest Monthly & Earn Monthly
  • One time Lump-Sum + Monthly Income
  • Min. 2 Years Investment Period
  • Min Investment of Rs.1 Lakh
Public Provident Fund

Looking for avenues for saving tax and of creating a sizeable wealth at the same time

EEE Tax
Benefit

High secured
returns

Power of
Compounding

A bright and secure future awaits you. Generate a sizeable wealth, with PPF

Calculate PPF returns
National Pension Scheme

Looking for investment avenues for your golden years? Start saving with
NPS to plan for a pleasant retirement.

Secured source of income for your old age

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Government Saving Schemes

ICICI Bank facilitates investing in various government saving schemes, to help customers invest in the safe instruments with assured returns and regular interest earnings over a specified periods of time.

Find the best suitable scheme for your needs.

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Government Saving Schemes tailored for you
Sukanya Samriddhi
Yojana (SSY) Account
  • Savings scheme backed by Govt of India
  • Save upto 1.5 lakhs yearly
  • EEE tax benefit
  • Partial withdrawal on attaining 18 years
Senior Citizens'
Savings Scheme
  • Secure you retirement with GoI
  • Receive Interest directly in your Bank account.
  • Flexibility for premature closure

Investment FAQs

What is a Gold Loan?

A loan against your gold jewellery is known as Gold Loan or a Jewel Loan. At ICICI Bank, a customer can quickly avail a Gold Loan for any value between Rs 10,000 to Rs 1 crore.

Salient features of Gold Loan like ease of documentation and instant disbursal, make it an easy and convenient way of securing funds.

How does one get a Gold Loan?

To get a Gold Loan, you can walk into any ICICI Bank Branch offering a Gold Loan with your jewellery and avail a Gold Loan for any value between Rs 10,000 to Rs 1 crore. With our simple documentation process (only KYC required), you can avail the loan, across the counter, quickly. Alternatively, you can give a missed call on 84448 84448 or <apply online for a Gold Loan>. Our representative will call you and guide you with all the necessary details. You can also check your Gold Loan eligibility with our Gold Loan Calculator.

What is the interest rate of a Gold Loan?

ICICI Bank Gold Loans come to you at attractive interest rates, with a minimum interest rate of  11% per annum, based on the prevalent market situation. The Gold Loan interest rates will, however, vary according to the product variants.

How long does it take to complete a Gold Loan approval process?

ICICI Bank Gold Loan provides a quick loan disbursal in just 60 minutes. This is however, subject to the verification of the gold and other documents that you submit. Approvals are at the sole discretion of ICICI Bank.

What are the documents required for the approval of a Gold Loan?

A Gold Loan requires a very simple documentation process and doesn’t require you to share income proofs. The documents required for a Gold Loan are:

  • Two passport size photographs
  • ID proof such as, Driving Licence, Form 60/61, Passport Copy, Voter ID Card, Aadhaar Card or Ration Card. Any one of the documents needs to be submitted. PAN Card issued in India is no longer considered as a valid identity proof
  • Address proof such as Driving Licence/Voter ID Card/Ration Card/Aadhaar Card/Passport Copy/Registered lease agreement, with not older than 3 months utility bills in the name of your landlord (any one)
  • Proof of land holding needs to be provided, in case of an Agriculture Loan of more than Rs 1 lakh.

What is the maximum limit on the Gold Loan that can be availed?

A Gold Loan can be availed for a minimum of Rs 10,000 and maximum of Rs 1 crore, per customer.

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