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PERSONAL LOAN
Secure Personal Loan up to Rs. 50 lakhs
Disclaimer*: Our Personal Loan EMI calculator offers estimated monthly installments which are indicative and tentative and are based upon the details populated by the user. Actual loan terms and eligibility are subject to bank approval. For precise loan details, consult our representatives before decisions based on these estimates.
Benefits and Features of a Personal Loan
No Foreclosure charges
Zero Pre-closure charges, if 12 EMIs are Paid.
Flexible tenure
Enjoy the convenience of choosing a repayment tenure that suits your financial situation and goals.
Minimal Documentation
Personal loans require minimal documentation, streamlining the application process and reducing paperwork.
Fixed Interest Rates
Benefit from stable and predictable interest rates, ensuring consistency in your monthly payments.
No collateral required
Secure a personal loan without the need to pledge collateral, simplifying the borrowing process and reducing the risk.
Multi-Purpose Personal Loan from ICICI Bank
Loans for Medical Emergency
These loans offer a financial lifeline during times of unexpected health crises. Providing peace of mind and resources needed to access crucial medical care and ensuring your health and wellbeing are the top priorities.
Loans for Marriage Expenses
When it comes to your special day, these loans make your dreams come true. Easing the financial burden and allowing you to create cherished memories without compromise, ensuring your wedding is as beautiful as you envisioned.
Home Renovation
Transforming your living space into a dream home becomes effortless with these loans. Empowering you to enhance your surroundings, making your living environment comfortable and inspiring.
Loans for Appliances and Gadgets
Stay on the cutting edge of technology with these loans. They enable you to upgrade your gadgets, ensuring you have the tools and devices needed for work, leisure, and staying connected.
Loans for Travel
Unlock the world of travel, fulfilling your wanderlust and creating unforgettable adventures. They provide the means to explore diverse cultures, breathtaking landscapes, and new horizons.
Loans for Online Courses
Invest in your personal and professional growth with these loans. They empower you to pursue knowledge and skills through online courses, opening doors to new opportunities and career advancement.
Personal Loan Interest, Documents & Eligibility
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Other types of Personal Loans
New Personal Loan
Looking for a fresh Personal Loan? Check your eligibility by filling personal and professional details and select a Loan amount which suits your requirement.
Top-up Personal Loan
Need more funds over and above your existing Personal Loans from ICICI Bank? Opt for our Top-up Loan at attractive rates of interest.
Personal Loan Balance Transfer
Do you have an existing Personal Loan from another bank? Transfer your existing Personal Loan to ICICI Bank at a lower rate of interest.
Flexicash
Looking for a short-term instant credit? Avail of a Line of Credit Overdraft facility and pay interest on the amount you use and the period you use it for.
NRI Personal Loan
Are you working abroad and looking for a Personal Loan? Apply for a collateral-free Personal Loan with a simplified documentation process.
Pre Approved Instant Personal Loan
Looking for an instant Personal Loan in just a few clicks? Check your eligibility for a Pre-approved Offer and avail a Personal Loan within just 3 seconds.
Business Loan
Are you a self-employed professional looking for a Loan? Apply for an unsecured Loan, similar to a Personal Loan but specifically designed for your business use.
Popular Personal Loan FAQs
What is a Personal Loan?
Personal Loan is an unsecured Loan and one of the best loans for marriage expenses, paying medical bills or planning your dream vacation. Personal Loans can act as a financial cushion for you at the time of emergency. Whatever your financial goals are, ICICI Bank Personal Loans cater to all your needs. Availing a Personal Loan is not restricted to just emergencies, you can apply for a Personal Loan to fund your vacation as well. You can also check Personal Loan EMIs with our Personal Loan EMI calculator.
You can apply for a Personal Loan online from our ICICI Bank website and meet your diverse financial needs. You can avail a Personal Loan up to Rs. 50 lakh and meet a sudden personal emergency. The process of Loan application is instant and convenient and can be done online from the comfort of your home. The instant Personal Loan approval process ensures you have a seamless and stress-free borrowing experience. Also, with our instant Personal Loan online services, you can get access to funds within 3 seconds.
How does one avail an instant Personal Loan online with ICICI Bank?
Visit our website to secure an instant Loan with ICICI Bank. After checking your Pre-approved Offer, check your eligibility, fill in and submit your Personal Loan application. Select the Loan amount and tenure as per your requirement. Check your Personal Loan approval status. You will receive an instant Loan approval and the amount will be disbursed into your Account immediately.
What are the required documents for a Personal Loan with ICICI Bank?
A. For Salaried Individuals:
1. Proof of Identity/Residence: Any one of the below Official Valid Documents (OVD) can be accepted as Current / Communication address proof only.
Passport
Driving License issued by Regional Transport Authority
Voter's Identity Card issued by the Election Commission of India
Letter from National Population Register containing details of name and address
Proof of possession of complete AADHAR Card
NREGA Card.
2. Latest 3 months* Bank Statement (where salary/income is credited)
3. Salary slips for the last 3 months*
B. For Self-Employed:
1. Proof of Identity/Residence: Any one of the below Official Valid Documents (OVD) can be accepted as Current / Communication address proof only.
Passport
Driving License issued by Regional Transport Authority
Voter's Identity Card issued by the Election Commission of India
Letter from National Population Register containing details of name and address
Proof of possession of complete AADHAR Card
NREGA Card
2. Income Proof :
Audited financials for the last two years
Latest 6 months* Bank Statement
3. Office address proof:
4. Proof of residence or office ownership
5. Proof of continuity of business.
*Conditions applied as per policy.
*ICICI Bank reserves the rights to call upon additional documents at its discretion.
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