GET A CALL BACK

Want us to help you with anything?
Request a Call back

This field is required Only alphabetes are allowed
This field is required Only alphabetes are allowed
Please enter valid number
Please enter valid email
Please select product type
Please enter valid pincode

Thank you for your request.

Your reference number is CRM

Our executive will contact you shortly

Do more with ICICI Gold Loans

instant-topup-on goldloan

In need of funds? Get an instant Top-up facility on your ongoing Gold Loan!

Gold Loan FAQs

What is a Gold Loan?

A loan against your gold jewellery is known as Gold Loan or a Jewel Loan. At ICICI Bank, a customer can quickly avail a Gold Loan for any value between Rs 10,000 to Rs 1 crore.

Salient features of Gold Loan like ease of documentation and instant disbursal, make it an easy and convenient way of securing funds.

How does one get a Gold Loan?

To get a Gold Loan, you can walk into any ICICI Bank Branch offering a Gold Loan with your jewellery and avail a Gold Loan for any value between Rs 10,000 to Rs 1 crore. With our simple documentation process (only KYC required), you can avail the loan, across the counter, quickly. Alternatively, you can give a missed call on 84448 84448 or <apply online for a Gold Loan>. Our representative will call you and guide you with all the necessary details. You can also check your Gold Loan eligibility with our Gold Loan Calculator.

What is the interest rate of a Gold Loan?

ICICI Bank Gold Loans come to you at attractive interest rates, with a minimum interest rate of  11% per annum, based on the prevalent market situation. The Gold Loan interest rates will, however, vary according to the product variants.

How long does it take to complete a Gold Loan approval process?

ICICI Bank Gold Loan provides a quick loan disbursal in just 60 minutes. This is however, subject to the verification of the gold and other documents that you submit. Approvals are at the sole discretion of ICICI Bank.

What are the documents required for the approval of a Gold Loan?

A Gold Loan requires a very simple documentation process and doesn’t require you to share income proofs. The documents required for a Gold Loan are:

  • Two passport size photographs
  • ID proof such as, Driving Licence, Form 60/61, Passport Copy, Voter ID Card, Aadhaar Card or Ration Card. Any one of the documents needs to be submitted. PAN Card issued in India is no longer considered as a valid identity proof
  • Address proof such as Driving Licence/Voter ID Card/Ration Card/Aadhaar Card/Passport Copy/Registered lease agreement, with not older than 3 months utility bills in the name of your landlord (any one)
  • Proof of land holding needs to be provided, in case of an Agriculture Loan of more than Rs 1 lakh.

What is the maximum limit on the Gold Loan that can be availed?

A Gold Loan can be availed for a minimum of Rs 10,000 and maximum of Rs 1 crore, per customer.

Apply for Gold loan
at your convenience

  • Mobile Banking
  • Net Banking
  • WhatsApp Banking
EXPLORE DIGITAL BANKING
Mobile Banking
Mobile Banking

Download
iMobile App

Click to Enlarge

Mobile Banking
Mobile Banking
Mobile Banking

Download
Pocket

Click to Enlarge

Mobile Banking
Mobile Banking
Net%20Banking
WhatsApp Banking

Apply for Gold loan
at your convenience

Mobile Banking | Net Banking
WhatsApp Banking

Mobile Banking
Cookie Policy

We use cookies to improve and personalize your browsing experience. Click OK to continue else click Manage to change your preferences. By continuing to browse this website, you accept the use of cookies.